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<br /> EXPANDED AUDIO, VISUAL, AND DATA The following is added to SECTION IV, A2.a. - Duties
<br /> ELECTRONIC EQUIPMENT COVERAGE In The Event Of Accident,Claire,Suit Or Loss:
<br /> SECTION III, B.4. -Exclusions The notice requirements for reporting "accident" claim,
<br /> This exclusion does not apply to the following: "suit" or "loss" information to us, including provisions
<br /> related to the subsequent investigation of such
<br /> 1. Global positioning systems; "accident", claim, "suit" or "lass" do not apply until the
<br /> 2. "Telematic devices";or "accident",claim,"suit"or"loss"is known to:
<br /> 3. Electronic equipment that reproduces, receives or 1. You,if you are an individual;
<br /> transmits visual or data signals and accessories 2. A partner,if you are a partnership;
<br /> used with such equipment, provided such equipment
<br /> is: 3. An executive officer or insurance manager, if you
<br /> a. Permanently installed in or upon the covered are a corporation;
<br /> "auto"at the time of the"loss"; 4. Your members, managers or insurance manager, if
<br /> b. Removable from a housing unit that is you are a limited liability company;
<br /> permanently installed in the covered "auto" at 5. Your elected or appointed officials, trustees, board
<br /> the time of the"loss"; members or your insurance manager, if you are an
<br /> c. Designed to be solely operated by use of power organization other than a partnership, joint venture
<br /> or limited liability company.
<br /> from the"auta's"electrical system, or
<br /> But, this section does not amend the provisions relating
<br /> d. Designed to be used solely in or upon the to notification of police or protection or examination of
<br /> covered"auto". the property that was subject to the"loss".
<br /> For each covered "loss"to such equipment, a deductible WAIVER OF SUBROGATION
<br /> of $50 shall apply, unless the deductible otherwise
<br /> applicable to such equipment is less than $50, at which SECTION IV, A.S. -Transfer Of Rights Of Recovery
<br /> point the lower deductible, if any,will apply_ Against Others To Us is deleted in its entirety and
<br /> COMPREHENSIVE DEDUCTIBLE - LOCATION replaced with the fallowing:
<br /> TRACKING DEVICE We waive any right of recovery we may have against
<br /> The following is added to SECTION III,D.-Deductible: any person or organization because of payments we
<br /> make for "bodily injury" or "property damage" resulting
<br /> Any Comprehensive Coverage Deductible shown in the from the ownership, maintenance or use of a covered
<br /> Declarations will be reduced by 50% for any "loss" "auto" but only when you have assumed liability for such
<br /> caused by theft if the covered "auto" is equipped with a "bodily injury" or "property damage" in an "insured
<br /> location tracking device and that device was the sole contract". In all other circumstances, if a person or
<br /> method used to recoverthe"auto". organization to or for whom we make payment under
<br /> PHYSICAL DAMAGE LIMIT OF INSURANCE this Coverage Form has rights to recover damages from
<br /> SECTION ill, C. - Limit Of insurance is deleted in its another,those rights are transferred to us.
<br /> entirety and replaced with the following: MULTIPLE DEDUCTIBLES
<br /> The most we will pay for a "loss"in any one"accident" is The following is added to SECTION IV, A. - Loss
<br /> the lesser of: Conditions:
<br /> 1. The actual cash value of the damaged or stolen If a "loss"from one event involves two or more covered
<br /> property as of the time of the"loss";or "autos" and coverage under Comprehensive or
<br /> 2. The cost of repairing or replacing the damaged or Specified Causes of Loss applies, only the highest
<br /> stolen property with other property of like kind and applicable deductible will be applied.
<br /> quality. CONCEALMENT,MISREPRESENTATION OR FRAUD
<br /> This coverage extension does not apply to Emergency The following is added to SECTION IV, B.2. -
<br /> Services Organizations and Governmental Entities_ Concealment, Misrepresentation Or Fraud:
<br /> AMENDMENTS TO SECTION IV - BUSINESS AUTO If you should unintentionally fail to disclose any existing
<br /> CONDITIONS hazards in your representations to us prior to the
<br /> DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT inception date of the policy or during the policy period in
<br /> OR LOSS connection with any newly discovered hazards, we will
<br /> not deny coverage under this Coverage Form based
<br /> upon such failure.
<br /> Copyright, 2017 Seiective Insurance Company of America. All rights reserved. CA 78 09NC 11 17
<br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 4 of 5
<br /> INSURER'S COPY
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