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<br />whom you entrust property for any purpose,
<br />whether acting alone or in collusion with
<br />any other party.
<br />We will cover "loss" caused by dishonest
<br />acts by carriers or other bailees for hire.
<br />2) Deterioration Or Contamination
<br />a) Deterioration or contamination;
<br />b) Wear, tear, rust, or corrosion;
<br />c) Change in flavor, color, texture, or fin-
<br />ish;
<br />d) Damp or dry air;
<br />e) Inherent vice;
<br />f) Smog;
<br />g) Latent or hidden defects;
<br />h) Marring or scratching;
<br />i) Smoke, vapor, or gases from agricultur-
<br />al or industrial operations;
<br />j) Settling, cracking, shrinking, bulging,
<br />or expansion of pavements, founda-
<br />tions, walls, sidewalks, driveways, pati-
<br />os, floors, roofs, or ceilings;
<br />k) Nesting or infestation, or discharge, or
<br />release of waste products or secretions,
<br />by insects, birds (except glass break-
<br />age), rodents, or other animals; or
<br />l) Mechanical breakdown, including rup-
<br />ture or bursting caused by centrifugal
<br />force;
<br />unless a covered "loss" ensues, then only for
<br />ensuing "loss".
<br />3) Electricity
<br />Electricity other than lighting unless fire or
<br />explosion ensues, and then only for ensuing
<br />"loss".
<br />4) Explosion and/or Rupture
<br />Due to explosion of any steam boiler, steam
<br />piping, steam turbine, steam engine, or pres-
<br />sure vessel owned, used, or operated by the
<br />insured.
<br />5) Humidity/Temperature
<br />Humidity, freezing or overheating, damp-
<br />ness, dryness, or changes in or extremes of
<br />temperature.
<br />6) Loss of Use
<br />Loss of use, business interruption, delay, or
<br />loss of market.
<br />7) Mysterious Disappearance
<br />Mysterious disappearance or unexplained
<br />"loss".
<br />8) Puncture, Blowout, and Road Damage
<br />"Loss" to tires or tubes caused by road dam-
<br />age, such as blowout or puncture, unless it
<br />results from another "loss" covered by this
<br />coverage.
<br />9) Pollutants
<br />Discharge, dispersal, seepage, migration, re-
<br />lease, or escape of "pollutants" unless the
<br />discharge, dispersal, seepage, migration, re-
<br />lease, or escape is itself caused by a peril in-
<br />sured against. But if "loss" or damage by a
<br />peril insured against results from the dis-
<br />charge, dispersal, seepage, migration, re-
<br />lease, or escape of "pollutants", we will pay
<br />for the resulting damage caused by the peril
<br />insured against.
<br />10) Voluntary Parting
<br />You or anyone acting on your express or
<br />implied authority, being induced by any dis-
<br />honest act to voluntarily part with title or
<br />possession of any property.
<br />11) Weight Of Load
<br />Weight of load which under the operating
<br />conditions at the time of a "loss" exceeds the
<br />registered lifting capacity or load rating
<br />chart of any equipment or machine.
<br />5. Deductibles
<br />The following is added toSection V - Deductibles,
<br />but only for this coverage.
<br />We will pay the amount of "loss" to covered property
<br />in any one occurrence that is in excess of $500 if the
<br />"loss" is only covered by this Contractors' Tools –
<br />Off-Premises and Contractors’ Equipment coverage.
<br />When the occurrence involves "loss" to covered
<br />property under this Contractors Select Enhancement
<br />Endorsement and under Contractors' Equipment and
<br />Tools Coverage, the highest deductible will be ap-
<br />plied to the "loss".
<br />6. Conditions
<br />The following is added to Section VIII - Commer-
<br />cial Property Conditions:
<br />a. Insurance Under More Than One Coverage
<br />If more than one coverage applies to the same
<br />"loss", we will pay no more than the actual
<br />amount of the "loss".
<br />DocuSign Envelope ID: 75813A28-6473-488C-94A0-FBC412554362
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