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<br />i. Accounts, bills, currency, deeds, stamps of any
<br />kind, letters of credit, or other evidences of debt,
<br />lottery tickets not held for sale, money, notes, or
<br />securities; or
<br />j. Valuable papers and records.
<br />3. Perils Insured Against
<br />Section II - Perils Insured Against of the
<br />ErieSecure Business Property Coverage Part is delet-
<br />ed and replaced by the following, but only for this
<br />coverage.
<br />This Contractors' Tools – Off-Premises and Contrac-
<br />tors' Equipment Coverage insures against direct phys-
<br />ical "loss" or damage, except "loss" or damage as ex-
<br />cluded or limited in Exclusions, Paragraph 4., but on-
<br />ly for this coverage.
<br />4. Exclusions
<br />Section III - Exclusions in the ErieSecure Business
<br />Property Coverage Part is deleted and replaced by the
<br />following, but only for this coverage.
<br />a. We do not cover "loss" or damage caused to
<br />covered property caused directly or indirectly by
<br />any of the following. Such "loss" or damage is
<br />excluded regardless of any cause or event that
<br />contributes concurrently or in any sequence to
<br />the "loss".
<br />1) Civil Authority
<br />Seizure or destruction of covered property
<br />by order of governmental authority.
<br />However, we will cover "loss" caused by
<br />acts of destruction ordered by governmental
<br />authority to prevent the spread of fire.
<br />2) Fungus, Wet Rot, Dry Rot, and Bacteria
<br />We will not pay for "loss" or damage caused
<br />by or resulting from "fungus", wet rot, or
<br />dry rot. However, this exclusion does not
<br />apply when "fungus", wet rot, or dry rot re-
<br />sults from a peril insured against.
<br />We will not pay for "loss" or damage caused
<br />by or resulting from any virus, bacterium, or
<br />other micro-organism that induces or is ca-
<br />pable of inducing physical distress, illness,
<br />or disease.
<br />3) Intentional Acts
<br />Intentional loss, meaning any "loss" arising
<br />from an act committed by, or at the direction
<br />of the insured with the intent to cause a
<br />"loss".
<br />4) Neglect
<br />Neglect of an insured to use all reasonable
<br />means to save and preserve property from
<br />further damage at and after the time of
<br />"loss".
<br />5) Nuclear Hazard
<br />Nuclear reaction or radiation or radioactive
<br />contamination unless fire ensues, and then
<br />only for ensuing "loss".
<br />6) War
<br />a) War including undeclared or civil war;
<br />b) Warlike action by a military force, in-
<br />cluding action in hindering or defending
<br />against an actual or expected attack, by
<br />any government, sovereign, or other au-
<br />thority using military personnel or other
<br />agents; or
<br />c) Insurrection, rebellion, revolution,
<br />usurped power, or action taken by gov-
<br />ernmental authority in hindering or de-
<br />fending against any of these.
<br />With respect to any action that comes within
<br />the terms of this exclusion and involves nu-
<br />clear reaction or radiation or radioactive
<br />contamination, this War exclusion super-
<br />sedes the Nuclear Hazard exclusion above.
<br />7) Weather Conditions
<br />Weather conditions, but only if weather
<br />conditions contribute in any way with a peril
<br />excluded in Exclusions, Paragraph 4. to
<br />produce "loss".
<br />b. We do not cover "loss" or damage resulting
<br />from:
<br />1) Criminal, Fraudulent, Or Dishonest Acts
<br />Dishonest or criminal acts (including theft)
<br />committed by you or any of your members
<br />of a limited liability company, or any of
<br />your employees (including temporary or
<br />leased employees), directors, officers, trus-
<br />tees, or authorized representatives:
<br />a) Acting alone or in collusion with other
<br />persons; or
<br />b) While performing services for you or
<br />otherwise.
<br />We will cover acts of destruction by your
<br />employees (including temporary or leased
<br />employees) but only for ensuing "loss", but
<br />there is no coverage for "loss" or damage by
<br />theft by your employees (including tempo-
<br />rary or leased employees) or any person to
<br />DocuSign Envelope ID: 75813A28-6473-488C-94A0-FBC412554362
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