2024-134-E-AMS-Harris Bros. Electric-ERPD CT Disconnect, Panel, & Feeder

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2 d. Loss by an indirect result of any act or "occur- rence" covered by "computer fraud" or funds transfer fraud including, but not limited to, loss caused by: 1) Your inability to realize income that you would have realized had there been no loss of, or loss from damage to, covered proper- ty; 2) Payment of damages of any type for which you are legally liable. We will pay compen- satory damages arising from a loss covered by this Extension of Coverage; or 3) Payment of costs, fees, or other expenses you incur in establishing either the existence or the amount of loss under this Extension of Coverage. e. Loss by expenses related to any legal action. 4. Deductible We will pay the amount of loss resulting directly from any one "occurrence" in excess of a $1,000 de- ductible for this coverage. 5. Under Section VIII – Commercial Property Condi- tions, the following are added, but only for this cov- erage. Limit Of Protection For Specified Property We will pay up to $5,000 for any one "occurrence" for loss to: a. Precious metals, precious or semi-precious stones, pearls, furs, or completed or partially completed articles made of or containing such materials that constitute the principal value of such articles; or b. Manuscripts, drawings, or records of any kind or the cost of reconstructing them or reproducing any information contained in them. Discovery Period For Loss We will pay for a covered loss discovered no later than one year from the end of the policy period. 6. Under Section IX – Definitions, the following are added, but only for Computer Fraud and Funds Transfer Fraud: • "Banking premises" means the interior of that portion of any building occupied by a banking institution or similar safe depository. • "Computer fraud" means theft of property fol- lowing and directly related to the use of any computer to fraudulently cause a transfer of that property from inside the premises described in the "Declarations" or "banking premises" to a place outside those premises or to a person (other than a messenger) outside those premises. • "Occurrence" means an: a. Act or series of related acts involving one or more persons; or b. Act, event, or a series of related acts or events not involving any person. D. Contract Penalty Under Section VI – B. Extensions of Coverages - Con- tract Penalty is added: We will pay up to $25,000 for contractual penalties that you are required to pay your customers. These contractual penalties must be a result of any clause in your contracts for failure to timely deliver your products according to the contract terms. These contractual penalties must result from "loss" or damage to your covered property by a peril insured against. The property deductible does not apply to this extension. E. Contractors’ Tools – Off-Premises and Contractors’ Equipment Under Section VI – B. Extensions of Coverage - Contractors' Tools - Off-Premises and Contractors’ Equipment is added: 1. Insuring Agreement We will pay up to $25,000 for direct physical "loss" or damage to your "contractors' tools", "mobile equipment", and "contractors’ non-mobile equip- ment" caused by or resulting from a peril insured against. 2. Property Not Covered We do not cover: a. "Aircraft" or watercraft; b. "Automobiles", motor trucks, tractors, trailers, non-construction related trailers, and similar conveyances designed for highway use and used for over the road transportation of people or car- go. c. Contraband or property in the course of illegal transportation or trade; d. Employees' clothing; e. Property while airborne; f. Property that you loan, lease, or rent to others; g. Property while it is stored or operated under- ground in connection with any mining opera- tions; h. Plans, designs, blueprints, specifications, me- chanical drawings or similar property; DocuSign Envelope ID: 75813A28-6473-488C-94A0-FBC412554362