Orange County NC Website
1 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />ERIESECURE BUSINESS EXTRA LIABILITY COVERAGES <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL GENERAL LIABILITY COVERAGE FORM <br />A.Damage To Premises Rented To You - Fire Legal <br />Liability <br />1.Under Section I – Coverages - Coverage A - Bodily <br />Injury And Property Damage Liability – Insuring <br />Agreement, the following is added: <br />Insuring Agreement <br />We will pay those sums that the insured becomes <br />legally obligated to pay as damages because of <br />"property damage" to buildings rented to you or <br />occupied by you. <br />The damage must be caused by fire, lightning, <br />windstorm, hail, explosion, riot, civil commotion, <br />vehicles, aircraft, smoke, vandalism, malicious <br />mischief, water damage, or elevator collision. <br />2.The last paragraph of Section I - Coverages - <br />Coverage A - Bodily Injury And Property Damage <br />Liability – 2. Exclusions is deleted and replaced with <br />the following: <br />Exclusions 2.c. through 2.n. do not apply to this <br />coverage. A separate Limit of Insurance applies to this <br />coverage as described in Section III - Limits of <br />Insurance. <br />We do not cover liability assumed by the insured <br />except in an "insured contract". <br />3. Under Section V – Definitions, Paragraph 9.a. of <br />"insured contract" is deleted and replaced by the <br />following: <br />9.a. A contract for lease of premises. However, that <br />portion of the contract for a lease of premises that <br />indemnifies any person or organization for damage by <br />fire, lightning, windstorm, hail, explosion, riot, civil <br />commotion, vehicles, aircraft, smoke, vandalism, <br />malicious mischief, water damage, or elevator <br />collision to premises while rented to you or <br />temporarily occupied by you with permission of the <br />owner is not an "insured contract". <br />B.Host Liquor Liability Coverage <br />Under Section I – Coverages - Coverage A - Bodily <br />Injury And Property Damage Liability – 2. Exclusions <br />the following is added to Liquor Liability: <br />This exclusion does not apply to liability of the insured or <br />the indemnitee of the insured arising out of the furnishing <br />or serving of alcoholic beverages at functions incidental to <br />your business, provided you are not engaged in the <br />business of manufacturing, distributing, selling, serving, or <br />furnishing of alcoholic beverages. <br />C.Non-Owned Watercraft <br />Under Section I – Coverages - Coverage A - Bodily <br />Injury And Property Damage Liability – 2. Exclusions <br />-g. Aircraft, Auto or Watercraft, Paragraph 2)a) is <br />deleted and replaced by the following: <br />This exclusion does not apply to a watercraft that you do <br />not own that is less than 51 feet long. <br />D.Incidental Medical Malpractice <br />1. Under Section I – Coverages - Coverage A - Bodily <br />Injury And Property Damage Liability – Insuring <br />Agreement, the following is added to Paragraph 1.: <br />We will pay those sums that the insured becomes <br />legally obligated to pay as damages because of "bodily <br />injury" arising from "incidental medical malpractice <br />injury". <br />2. Under Section I – Coverages - Coverage A - Bodily <br />Injury And Property Damage – 2. Exclusions, the <br />following is added: <br />This insurance does not apply to: <br />a.Expenses incurred by the insured for first aid to <br />others at the time of an accident; <br />b."Bodily injury" arising from any insured if the <br />insured is engaged in the business or occupation <br />of providing the following services: <br />1)Diagnostic, medical, surgical, dental, x-ray, <br />or nursing service or treatment, or the <br />furnishing of food or beverages in connection <br />with the service or treatment; <br />2)Ambulance, paramedical, rescue squad, or <br />other service or treatment conducive to <br />health; <br />ERIE INSURANCE <br />ERIESECURE BUSINESS <br />EPP0006 (Ed. 10/19) <br />POLICY NUMBER: Q61-0314358 <br />DocuSign Envelope ID: 75813A28-6473-488C-94A0-FBC412554362