Orange County NC Website
Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />71 1281 0713 Copyright, Insurance Services Office, Inc., 1993, 2001 Page 4 of 4 <br />c. Security deposits not returned by the lessor; <br /> <br />d. Costs for extended warranties, Credit Life <br />insurance, Health, Accident or Disability <br />insurance purchased with the loan or lease; and <br /> <br />e. Carry-over balances from previous loans or <br />leases. <br /> <br />Auto Loan/Lease Gap Coverage will only apply <br />when no provision for this or similar coverage is <br />included in the original lease agreement written on <br />the covered loaned/leased “auto.” <br /> <br />XVII. Bodily Injury Redefined <br /> <br />Section V. Definitions - “Bodily injury” is amended as <br />follows: <br /> <br />“Bodily injury” means bodily injury, sickness or disease <br />sustained by a person including mental anguish, mental <br />injury or death resulting from any of these. <br /> <br />XVIII. Full Glass Coverage <br /> <br /> The following is added to Paragraph D. Deductible of <br />Section III-Physical Damage Coverage in the Business <br />Auto Coverage Form: <br /> <br /> For Comprehensive Coverage, no deductible applies to <br />“loss” to glass used in windshield, doors and windows of <br />the covered “auto”, including glass used in sunroofs and <br />moon roofs. <br /> <br />Full Glass coverage applies only to those covered <br />“autos” described or designated for Comprehensive <br />Coverage in the Declarations. <br /> <br />XIX. Collision Deductible Waiver-Not At Fault Accident <br /> <br /> The following is added to Paragraph D. Deductible of <br />Section III-Physical Damage Coverage in the Business <br />Auto Coverage Form: <br /> <br />The deductible amount shall not apply to a total loss <br />caused by collision between your covered “auto” and <br />another “auto”, provided: <br /> <br />a.) The owner or operator of such other “auto” has <br />been identified; and <br />b.) The owner or operator of such other “auto” is <br />legally liable for the loss to your covered “auto” and <br />does not qualify as an insured under this policy; and <br />c.) You are not comparatively or contributorily <br />negligent for the loss; and <br />d.) There is an available local police or law <br />enforcement report which details the accident and <br />identifies the owner and operator of the other motor <br />vehicle and their insurance carrier(s). <br />DocuSign Envelope ID: FE3CFF98-A42F-4C55-B0DD-74CAECF8A5D5