Orange County NC Website
OHAA920452 2909125 <br />THIS ENDORSEMENT CHANGES THE POLICY.PLEASE READ IT CAREFULLY. <br />BUSINESSOWNERS LIABILITY SPECIAL BROADENING ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM <br />This endorsement amends coverages provided under the Businessowners Coverage Form through new <br />coverages and broader coverage grants.This coverage is subject to the provisions applicable to the <br />Businessowners Coverage Form,except as provided below. <br />The following changes are made to SECTION II - <br />LIABILITY: <br />1.Additional Insured by Contract,Agreement or <br />Permit <br />The following is added to SECTION II - <br />LIABILITY,C.Who Is An Insured: <br />Additional Insured by Contract,Agreement or <br />Permit <br />a.Any person or organization with whom you <br />agreed in a written contract,written <br />agreement or permit to add such person or <br />organization as an additional insured on <br />your policy is an additional insured only with <br />respect to liability for "bodily inju ry ", <br />"property damage",or "personal and <br />advertising injury "caused,in whole or in <br />part,by your acts or omissions,or the acts <br />or omissions of those acting on your behalf, <br />but only with respect to: <br />(1)"Your work"for the additional insured(s) <br />designated in the contract,agreement or <br />permit; <br />(2)Premises you own,rent,lease or <br />occupy;or <br />(3)Your maintenance,operation or use of <br />equipment leased to you. <br />b.The insurance afforded to such additional <br />insured described above: <br />(1)Only applies to the extent permitted by <br />law;and <br />(2)Will not be broader than the insurance <br />which you are required by the contract, <br />agreement or permit to provide for such <br />additional insured. <br />(3)Applies on a primary basis if that is <br />required by the written contract,written <br />agreement or permit. <br />(4)Will not be broader than coverage <br />provided to any other insured. <br />(5)Does not apply if the "bodily injury ", <br />"property damage"or "personal and <br />advertising injury"is otherwise excluded <br />from coverage under this Coverage Part, <br />including any endorsements thereto. <br />391-1006 08 16 Includes copyrighted materials of Insurance Services Offices,Inc.,with its permission.Page 1 of 6 <br />SUMMARY OF COVERAGES Limits Page <br />1.Additional Insured by Contract,Agreement or Permit Included 1 <br />2.Additional Insured -Broad Form Vendors <br />3.Alienated Premises <br />4.Broad Form Property Damage -Borrowed Equipment,Customers <br />Goods and Use of Elevators <br />5.Incidental Malpractice (Employed Nurses,EMT's and Paramedics) <br />6.Personal and Advertising Injury -Broad Form <br />7.Product Recall Expense <br />Product Recall Expense Each Occurrence Limit <br />Product Recall Expense Aggregate Limit <br />Product Recall Deductible <br />8.Unintentional Failure to Disclose Hazards <br />9.Unintentional Failure to Notify <br />Included <br />Included <br />Included <br />Included <br />Included <br />Included <br />$25,000 <br />$50,000 <br />$500 <br />Included <br />Included <br />2 <br />3 <br />3 <br />3 <br />4 <br />4 <br />5 <br />5 <br />5 <br />6 <br />6 <br />Aggregate <br />Occurrence <br />DocuSign Envelope ID: 991482F2-7119-4765-A65F-2E3CEF39E01C