Orange County NC Website
COMMERCIAL GENERAL LIABILITY <br />CGL 088 (02 21) <br />CGL 088 (02 21) Includes copyrighted material of the Insurance Services Office, Inc., with its permission. Page 9 of 14 <br />Copyright 2020 FCCI Insurance Group <br />SECTION I - COVERAGES, SUPPLEMENTARY PAYMENTS COVERAGE A and B is amended as follows: <br />All references to SUPPLEMENTARY PAYMENTS COVERAGES A and B are amended to SUPPLEMENTARY <br />PAYMENTS COVERAGES A, B, D, E, G, and H. <br />1. Cost of Bail Bonds <br />Paragraph 1.b. is replaced with the following: <br />b. Up to $2,500 for cost of bail bonds required because of accidents or traffic law violations arising out of the use <br />of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. <br />2. Loss of Earnings <br />Paragraph 1.d. is replaced with the following: <br />d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense <br /> to $500 a day because of time off from work. <br />SECTION II WHO IS AN INSURED is amended as follows: <br />1. Incidental Malpractice <br />Paragraph 2.a.(1)(d) is replaced with the following: <br />(d) Arising out of his or her providing or failing to provide professional health care services. However, this <br />exclusion does not apply to a nurse, emergency medical technician or paramedic employed by you to <br />provide medical services, unless: <br />(i) You are engaged in the occupation or business of providing or offering medical, surgical, dental, x-ray <br />or nursing services, treatment, advice or instruction; or <br />(ii) <br />whether the other insurance is primary, excess, contingent or on any other basis. <br />2. Broadened Who Is An Insured <br />The following are added to Paragraph 2.: <br />Subsidiaries <br />e. Your subsidiaries if: <br />(1) They are legally incorporated entities; and <br />(2) You own more than 50% of the voting stock in such subsidiaries as of the effective date of this policy. <br />If such subsidiaries are not shown in the Declarations, you must report them to us within 180 days of <br />the inception of your original policy. <br />Additional Insureds <br />f. Any person or organization described in paragraphs g. through k. below whom you are required to add as <br />an additional insured on this policy under a written contract or agreement in effect during the term of this <br /> <br />However, the insurance afforded to such additional insured(s): <br />(1) Only applies to the extent permitted by law; <br />(2) Will not be broader than that which you are required by the contract or agreement to provide for such <br />additional insured; <br />(3) Will not be broader than that which is afforded to you under this policy; <br />(4) Is subject to the conditions described in paragraphs g. through k. below; and <br />(5) Nothing herein shall extend the term of this policy. <br />DocuSign Envelope ID: 4CA39642-7EA6-465D-B4BF-C9C28F49D660