2024-040-E-AMS- Harris Bros Electric - Install 4 EVC's 3rd level of ERPD

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1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL AUTO ENHANCEMENT ENDORSEMENT (NORTH CAROLINA) This enhancement endorsement modifies coverage provided in your Commercial Auto Policy (CAP; Ed. 4/96) and Policy Change Endorsement ACNA01. It provides coverage enhancements to the following portions of your Commercial Auto Policy: WHEN AND WHERE THIS POLICY APPLIES The following sentence is added to this section : Liability coverage for hired autos, as defined in the Autos We Insure Section of the policy, is provided for up to 45 days anywhere in the world, but coverage only applies to hired autos when the auto is hired, rented or borrowed for use in your business without a driver. However, this coverage does not apply if providing su ch coverage would be in violation of any economic or trade sanctions of the United States of America. The following subparts are added to this section: MEDICAL EVACUATION BENEFITS If an emergency evacuation is required because of injury you sustain outside of the United States resulting from an accident involving an auto we insure, and a physician determines that adequate medical care cannot be performed locally, we will pay for the following services and expenses: 1.medical services required for evacuation to the nearest adequate medical facility; 2.escort services if you are disabled as recommended by a physician; 3.ambulance service to the nearest airport, including air ambulance service upon departure; 4.special transportation costs to return you to the United States, including the cost of a stretcher, oxygen or other supplemental medical devices as deemed necessary by a physician; and 5.any expenses above the cost of a return airfare ticket held by you, or in the absence of a ticket the cost of an economy airfare ticket. The maximum benefit payable under this coverage shall not exceed $50,000. However, this coverage does not apply if providing such coverage would be in violation of any economic or trade sanctions of the United States of America. REPATRIATION BENEFIT If you die from injuries suffered in a covered accident that occurs outside of the United States we will pay for expenses incurred for the preparation and transportation of your body back to the United States. The maximum benefit payable under this coverage shall not exceed $25,000. However, this coverage does not apply if providing such coverage would be in violation of any economic or trade sanctions of the United States of America. AUTOS WE INSURE 2.Hired Autos The sentence added to this section in Policy Change Endorsement ACNA01 is deleted and replaced by the following: Physical Damage coverage up to $100,000 actual cash value is provided on an excess basis for hired autos if hired auto liability coverage has been purchased and if there is an owned auto we insure on the policy with physical damage coverage. A $500 deductible applies per loss. LIABILITY PROTECTION PERSONS WE PROTECT The following paragraphs are added at the end of this section: 4.any employee of yours while using an auto you do not own, borrow or hire in your business or personal affairs. For purposes of this paragraph, item 2.b. under PERSONS WE PROTECT in the policy does not apply. 5.any organization you newly acquire or form, other than a partnership, joint venture or limited liability company over which you maintain ownership or majority interest if there is no similar insurance available to that organization. Coverage is afforded until the 180th day after you acquire or form the organization or to the end of the policy period, whichever is earlier. Coverage does not apply to bodily injury or property damage resulting from an accident that occurred before you acquired or formed the organization. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is shown as a Named Insured in the Declarations. ERIE INSURANCE COMMERCIAL AUTO ACNE01 (Ed. 9/21) UF-B983 POLICY NUMBER: Q08-1440074 DocuSign Envelope ID: E6637551-8B99-40C0-80BF-5A6D58F8B34A