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FJD25 11 16 <br />DWELLING POLICY <br />NORTH CAROLINA JOINT UNDERWRITING ASSOCIATION <br />P.O. Box 8009 <br />Cary, North Carolina 27512 <br />THIS “POLICY” CONSISTS OF THIS POLICY JACKET AND THE ASSOCIATED <br />DECLARATIONS, FORMS AND ENDORSEMENTS ISSUED, IF ANY. <br />NOTICE OF NON-COVERAGE <br />WARNING: THIS PROPERTY INSURANCE POLICY DOES NOT PROTECT YOU <br />AGAINST LOSSES FROM FLOODS, EARTHQUAKES, MUDSLIDES, MUDFLOWS <br />OR LANDSLIDES. YOU SHOULD CONTACT YOUR INSURANCE COMPANY OR <br />AGENT TO DISCUSS YOUR OPTIONS FOR OBTAINING COVERAGE FOR THESE <br />LOSSES. THIS IS NOT A COMPLETE LISTING OF ALL OF THE CAUSES OF <br />LOSSES NOT COVERED UNDER YOUR POLICY. YOU SHOULD READ YOUR <br />ENTIRE POLICY TO UNDERSTAND WHAT IS COVERED AND WHAT IS NOT <br />COVERED. <br />THIS IS AN ACTUAL CASH VALUE POLICY UNLESS OTHERWISE ENDORSED, <br />AND MAY BE SUBJECT TO A COINSURANCE CLAUSE. THE POLICY IS SUBJECT <br />TO A DEDUCTIBLE CLAUSE. YOU SHOULD REVIEW ALL PARTS OF YOUR <br />POLICY CAREFULLY. <br />NOTICE TO POLICYHOLDER <br />This policy is a legal contract between you and us. All notices, process or other communications required <br />by or in connection with the policy shall be given to the North Carolina Joint Underwriting Association at its <br />office in Cary, North Carolina identified below and in accordance with the terms of the policy. <br />This policy conforms with the laws for the State of North Carolina. Any questions you may have regarding <br />claims under the policy, policy provisions or any servicing problem should be directed to: <br />1. Your insurance agent; or <br />2. North Carolina Joint Underwriting Association <br />Telephone (919) 821-1299 (toll free in N.C. only 1-800-662-7048) <br />P.O. Box 8009 <br />Cary, North Carolina 27512 <br />Your state insurance department, which has regulatory authority, also is ready to be of assistance to you in <br />matters of insurance. Direct your inquiries to N.C. Department of Insurance, Consumer Division, 1201 Mail <br />Service Center, Raleigh, N.C. 27699-1201. Telephone (919) 807-6750 or toll free (N.C. only) 1-800-546- <br />5664. <br />Wherever the term “Company” appears in the policy, it shall be construed to apply to the North Carolina <br />Joint Underwriting Association. <br />DocuSign Envelope ID: 37E6FC08-EFB2-4BED-84D4-D670E87CC3BC