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Form 39 1-1018 (7-02)
<br />Date Issu ed:
<br />ADDITIONAL PROPERTY COVERAGES AND EXTENSIONS
<br />Policy Number Policy Pe riod
<br />From To
<br />Coverage is Pr ovided in the Agency Code
<br />Named I nsured and A ddres s Agent
<br />Additional Property Deductible Amount Additional Total
<br />Coverages &Extensions Included Amount Limit
<br />Increase
<br />
<br />02/13/2023
<br />ORIGINAL/INSURED
<br />
<br /> BUSINESSOWNERS AMENDED DECLARATIONS EFFECTIVE 01/05/2023 NUMBER 02
<br />32 SUPERSEDES ANY PREVIOUS DECLARATIONS BEARING THE SAME NO. FOR THIS POLICY PERIOD
<br />AMENDED LOC ADDRESS
<br />OZ6-H175809-03 01/05/2023 01/05/2024 THE HANOVER AMERICAN INSURANCE COMPANY 190290900
<br />CHAPEL HILL - CARRBORO CHAMBER
<br />OF COMMERCE
<br />104 S. ESTES DRIVE STE 102
<br />CHAPEL HILL, NC 27514
<br />919-636-3252
<br />TITAN RISK CONSULTANTS
<br />107 CONNER DR STE 225
<br />CHAPEL HILL, NC 27514
<br />
<br />
<br />DEBRIS REMOVAL NONE $25,000 N/A $25,000
<br />PRESERVATION OF PROPERTY NONE 90 DAYS N/A 90 DAYS
<br />FIRE DEPARTMENT SERVICE CHARGE NONE $25,000 N/A $25,000
<br />POLLUTANT CLEAN-UP AND REMOVAL NONE $25,000 N/A $25,000
<br />MONEY ORDERS AND COUNTERFEIT MONEY $500 $5,000 N/A $5,000
<br />FORGERY OR ALTERATION $500 $25,000 N/A $25,000
<br />GLASS EXPENSES $250 INCLUDED N/A INCLUDED
<br />REWARDS ARSON, THEFT AND VANDALISM NONE $10,000 N/A $10,000
<br />TENANT SIGNS $500 $5,000 N/A $5,000
<br />FIRE PROTECTION EQUIPMENT RECHARGE NONE $25,000 N/A $25,000
<br />INSTALLATION FLOATER $1,000 $5,000 N/A $5,000
<br />FINE ARTS $500 $10,000 N/A $10,000
<br />FENCE AND WALLS SEE BUILDING INCLUDED N/A INCLUDED
<br /> AND CONTENTS
<br /> DEDUCTIBLE
<br />SALES REPRESENTATIVE SAMPLES $1,000 $5,000 N/A $5,000
<br />LEASEHOLD INTEREST (TENANT'S ONLY) NONE $10,000 N/A $10,000
<br />UNAUTHORIZED BUSINESS CREDIT NONE $5,000 N/A $5,000
<br /> CARD USE
<br />UTILITY SERVICES N/A
<br /> DIRECT DAMAGE $500 $10,000 N/A $10,000
<br /> BUSINESS INCOME 24 HOURS $5,000 N/A $5,000
<br />DEFERRED PAYMENTS NONE $5,000 N/A $5,000
<br />NEWLY ACQUIRED OR 180 DAYS N/A 180 DAYS
<br /> CONSTRUCTED PROPERTY
<br /> BUILDINGS $500 $1,000,000 N/A $1,000,000
<br /> PERSONAL PROPERTY $500 $500,000 N/A $500,000
<br /> BUSINESS INCOME AND EXTRA EXPENSE SEE WAITING $250,000 N/A $250,000
<br /> PERIOD
<br />OUTDOOR PROPERTY - TREES, SHRUBS $500 $10,000 N/A $10,000
<br /> AND PLANTS-$1,000 EACH ITEM
<br />
<br />
<br />DocuSign Envelope ID: 0394510E-E3BC-41FC-9E39-4912EB106E3B
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