2023-564-E-Housing Dept-ONLINE Information Services-Employment Verification service

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Associated Industries Insurance Company, Inc. 800 Superior Avenue Cleveland, OH 44114 CYS 0122 18 (1)the reasons for expecting such circumstances to give rise to a Claim, including full particulars as to the nature and date of the actual or alleged Cyber Event, PCI Wrongful Act, or Media Wrongful Act; (2)the date and manner by which the Insured first became aware of such circumstances; and (3)the identity of any potential Insureds and claimants. All notifications and all communications under this Policy must be in writing to the address listed in Item 6. of the Declarations. If during the Policy Period the Insured provides notice of a circumstance in accordance with the requirements of (C) above, then any future Claim arising out of such notified circumstance will be deemed made at the time the Insurer first received notice of the circumstance. Defense The Insurer has the right and duty to defend any Claim made against any Insured. Defense counsel will be mutually agreed by the Insured and the Insurer but, in the absence of such agreement, the Insurer’s decision will be final. The Insurer will pay actual loss of salary and reasonable expenses resulting from the attendance by an Insured at any mediation meetings, arbitration proceedings, hearings, depositions, or trials relating to the defense of any Claim, subject to a maximum of $500 per day and $5,000 in the aggregate, which amounts will be part of and not in addition to the Aggregate Limit of Liability. Consent The Insured must obtain the Insurer’s written consent (such consent not to be unreasonably withheld or delayed) prior to: (A) settling any Claim or otherwise assuming any contractual obligation, voluntarily making any payment, or admitting liability with regard to any Claim; or (B) incurring any Ransom Payment, Cyber Event Costs, Data and System Recovery Costs or Defense Costs unless it is not reasonably possible to obtain the prior consent of the Insurer, in which case the Insured may incur reasonable and necessary Ransom Payment, Cyber Event Costs, Data and System Recovery Costs or Defense Costs. Cooperation The Insured will take all reasonable steps to reduce or minimize Loss and will provide to the Insurer all such information, cooperation and assistance as reasonably required. Upon request by the Insurer, the Insured will also submit to the Insurer a written proof of Loss explaining in reasonable detail the circumstances and calculation of such Loss. Subrogation and Recoveries The Insurer will be subrogated to all of the Insured's available rights of recovery for all payments made by the Insurer under this Policy. The Company and all Insureds will do everything necessary to secure any such recovery rights for the Insurer, including the execution of any documents necessary to enable the Insurer effectively to bring a recovery action or suit in the name of the Insurer, Company or Insured (as applicable), whether such acts become necessary before or after payment by the Insurer. DocuSign Envelope ID: ED55B3D5-BAD0-45B4-977B-F09C4091C16A