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All furnishers must have in place reasonable procedures to respond to notifications from CRAs that information furnished is the <br />result of identity theft, and to prevent refurnishing the information in the future. A furnisher may not furnish information that a <br />consumer has identified as resulting from identity theft unless the furnisher subsequently knows or is informed by the consumer <br />that the information is correct. Section 623(a) (6). If a furnisher learns that it has furnished inaccurate information due to identity <br />theft, it must notify each CRA of the correct information and must thereafter report only complete and accurate information. <br />Section 623(a) (2). When any furnisher of information is notified pursuant to the procedures set forth in Section 605B that a debt <br />has resulted from identity theft, the furnisher may not sell, transfer, or place for collection the debt except in certain limited <br />circumstances. Section 615(f). <br />The CFPB’s website, www.consumerfinance.gov/learnmore, has more information about the FCRA, including publications <br />for businesses and the full text of the FCRA. <br />Citations for FCRA sections in the U.S. Code, 15 U.S.C. § 1681 et seq.: <br />Section 602 15 U.S.C. 1681 Section 615 15 U.S.C. 1681m <br />Section 603 15 U.S.C. 1681a Section 616 15 U.S.C. 1681n <br />Section 604 15 U.S.C. 1681b Section 617 15 U.S.C. 1681o <br />Section 605 15 U.S.C. 1681c Section 618 15 U.S.C. 1681p <br />Section 605A 15 U.S.C. 1681c-A Section 619 15 U.S.C. 1681q <br />Section 605B 15 U.S.C. 1681c-B Section 620 15 U.S.C. 1681r <br />Section 606 15 U.S.C. 1681d Section 621 15 U.S.C. 1681s <br />Section 607 15 U.S.C. 1681e Section 622 15 U.S.C. 1681s-1 <br />Section 608 15 U.S.C. 1681f Section 623 15 U.S.C. 1681s-2 <br />Section 609 15 U.S.C. 1681g Section 624 15 U.S.C. 1681t <br />Section 610 15 U.S.C. 1681h Section 625 15 U.S.C. 1681u <br />Section 611 15 U.S.C. 1681i Section 626 15 U.S.C. 1681v <br />Section 612 15 U.S.C. 1681j Section 627 15 U.S.C. 1681w <br />Section 613 15 U.S.C. 1681k Section 628 15 U.S.C. 1681x <br />Section 614 15 U.S.C. 1681l Section 629 15 U.S.C. 1681y <br />DocuSign Envelope ID: ED55B3D5-BAD0-45B4-977B-F09C4091C16A