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may be obtained and the purposes for which the credit report or credit reports may be obtained, the consumer indicates <br />his or her consent by providing his or her signature. <br />(1) the report is obtained in response to the order of a court having jurisdiction to issue such an order; or <br />(2) the person has secured the consent of the consumer, and the report is used for the purpose consented to by the consumer. <br />(b)Credit reporting agencies shall adopt reasonable procedures to assure maximum possible compliance with the subsection (a) <br />of this section <br />(c) Nothing in this section shall be construed to affect: <br />(1) the ability of a person who has secured the consent of the consumer pursuant to subdivision (a) (2) of this section to include <br />in his or her request to the consumer permission to also obtain credit reports, in connection with the same transaction or <br />extension of credit, for the purpose of reviewing the account, increasing the credit line on the account, for the purpose of taking <br />collection action on the account, or for other legitimate purposes associated with the account; and <br />• the use of credit information for the purpose of prescreening, as defined and permitted from time to time by the Federal <br />Trade Commission. <br />____________________________________________________________________________________ <br />VERMONT RULES *** CURRENT THROUGH JUNE 1999 *** <br />AGENCY 06. OFFICE OF THE ATTORNEY GENERAL <br />SUB-AGENCY 031. CONSUMER PROTECTION DIVISION <br />CHAPTER 012. Consumer Fraud—Fair Credit Reporting <br />RULE CF 112 FAIR CREDIT REPORTING <br />CVR 06-031-012, CF 112.03 (1999) <br />CF 112.03 CONSUMER CONSENT <br />(a)A person required to obtain consumer consent pursuant to 9 V.S.A. §§ 2480e and 2480g shall obtain said consent in writing if <br />the consumer has made a written application or written request for credit, insurance, employment, housing or governmental <br />benefit. If the consumer has applied for or requested credit, insurance, employment, housing or governmental benefit in a <br />manner other than in writing, then the person required to obtain consumer consent pursuant to 9 V.S.A. §§2480e and 2480g <br />shall obtain said consent in writing or in the same manner in which the consumer made the application or request. The terms of <br />this rule apply whether the consumer or the person required to obtain consumer consent initiates the transaction. <br />(c)The fact that a clear and adequate written consent form is signed by the consumer after the consumer ’s credit report has <br />been obtained pursuant to some other form of consent shall not affect the validity of the earlier consent. <br />DocuSign Envelope ID: ED55B3D5-BAD0-45B4-977B-F09C4091C16A