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<br />TCM-POL-001 (01/19) Page 1 of 16 <br />C&F TCM <br />TECHNOLOGY E&O, CYBER AND MULTIMEDIA LIABILITY INSURANCE POLICY <br />In consideration of the premium paid, the Insured’s compliance with the conditions of this Policy and subject to its terms <br />(including all endorsements); and in reliance on the statements made in the Application and the information and <br />documents provided to the Insurer by the Insured, all of which are made a part of this Policy, the Insurer agrees with the <br />Insured as follows: <br />I. INSURING AGREEMENTS <br />Only those Insuring Agreements indicated in Item 3. of the Declarations as PURCHASED shall be applicable to the <br />Insured’s coverage hereunder. If the Declarations do not indicate that a Coverage was purchased, that Coverage of <br />this Policy has not been purchased by the Insured and no coverage shall apply for the corresponding Insuring <br />Agreement(s). <br />Coverage A: Technology E&O and Professional Liability <br />The Insurer will pay on behalf of the Insured such Damages and Claims Expenses in excess of the Deductible that <br />any Insured is legally obligated to pay because of a Claim first made against an Insured during the Policy Period <br />because of a Technology/Professional Error that first takes place on or after the Retroactive Date provided that <br />such Claim is reported to the Insurer in full compliance with the Notice Requirements. <br />Coverage B: Cyber Liability <br />The Insurer will pay on behalf of the Insured such Damages and Claims Expenses in excess of the Deductible that <br />any Insured is legally obligated to pay because of a Claim first made against an Insured during the Policy Period <br />because of a Cyber Event provided that such Claim is reported to the Insurer in full compliance with the Notice <br />Requirements. <br />Coverage C: Multimedia Liability <br />The Insurer will pay on behalf of the Insured such Damages and Claims Expenses in excess of the Deductible that <br />any Insured is legally obligated to pay because of a Claim first made against an Insured during the Policy Period for <br />Multimedia Liability provided that such Claim is reported to the Insurer in full compliance with the Notice <br />Requirements. <br />Coverage D: Breach Costs <br />The Insurer will reimburse the Named Insured for all Breach Costs in excess of the Deductible resulting from an <br />actual or reasonably suspected Cyber Event that the Insured Entity first discovers during the Policy Period and that <br />is reported to the Insurer in full compliance with the Notice Requirements. <br />Provided that when the Named Insured agrees to utilize vendors nominated by the Crum & Forster Cyber Response <br />Team shown in Item 11. of the Declarations, the Insurer shall pay on behalf of the Insured those Breach Costs set <br />forth in the paragraph above applicable to such vendor nominated by the Crum & Forster Cyber Response Team. <br />Coverage E: eCrime Loss <br />The Insurer will indemnify the Named Insured for direct financial loss in excess of the Deductible resulting from an <br />eCrime Event that the Insured Entity first discovers during the Policy Period and that is reported to the Insurer in <br />full compliance with the Notice Requirements. <br />Coverage F: First Party Loss <br />The Insurer will indemnify the Named Insured for First Party Loss in excess of the Deductible resulting from a <br />Cyber Event that the Insured Entity first discovers during the Policy Period and that is reported to the Insurer in full <br />compliance with the Notice Requirements. <br />DocuSign Envelope ID: 028D978E-DF71-4D79-863D-8360D7144DD8