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Coverage: This certificate of insurance is not a contract of insurance. It is merely evidence of insurance provided under a <br />Master Policy. Covered claims are paid in accordance with the terms of the Master Policy. Coverage is provided based on <br />representations made on the Named Insured’s Application for Insurance. No coverage exists if the representations made onthe <br />Named Insured’s Application for Insurance are discovered to be false. Failure to provide true and accurate responses toany of <br />the questions on the Application for Insurance will result in the immediate voiding of the insurance coverage issuedand/or the <br />denial of claims asserted against the Named Insured. Coverage is in-force only if premium payments are current. APolicy <br />Aggregate of $50,000,000 applies under the Master Policy except with respect to those Named Insureds who areresident of or <br />practice in New York State. A complete copy of the policy is available at www.napa-benefits.org/nd. Thiscertificate of insurance <br />does not amend, extend, or alter the coverage afforded by the insurance policy, and coverage issubject to all of the terms, <br />conditions and exclusions of the policy. <br />CNA-78494-XXC (02-2018) <br />DocuSign Envelope ID: 6F871CCE-055E-46A1-A81E-C2ED2DA28D40