Orange County NC Website
BUSINESS LIABILITY COVERAGE FORM <br /> (6 ) When You Are Added As An When this insurance is excess over other <br /> Additional Insured To Other insurance , we will pay only our share of <br /> Insurance the amount of the loss , if any , that <br /> That is other insurance available to exceeds the sum of: <br /> you covering liability for damages ( 1 ) The total amount that all such other <br /> arising out of the premises or insurance would pay for the loss in the <br /> operations , or products and completed absence of this insurance ; and <br /> operations , for which you have been (2 ) The total of all deductible and self- <br /> added as an additional insured by that insured amounts under all that other <br /> insurance ; or insurance . <br /> (7 ) When You Add Others As An <br /> Additional Insured To This We will share the remaining loss , if any , with <br /> any other insurance that is not described in <br /> Insurance <br /> this Excess Insurance provision and was not <br /> That is other insurance available to an bought specifically to apply in excess of the <br /> additional insured . Limits of Insurance shown in the <br /> However, the following provisions Declarations of this Coverage Part, <br /> apply to other insurance available to c . Method Of Sharing <br /> any person or organization who is an If all the other insurance permits <br /> additional insured under this Coverage contribution by equal shares , we will follow <br /> Part this method also . Under this approach , <br /> (a ) Primary Insurance When each insurer contributes equal amounts <br /> Required By Contract until it has paid its applicable limit of <br /> This insurance is primary if you insurance or none of the loss remains , <br /> have agreed in a written contract , whichever comes first . <br /> written agreement or permit that If any of the other insurance does not permit <br /> this insurance be primary . If other contribution by equal shares , we will <br /> insurance is also primary , we will contribute by limits . Under this method , each <br /> share with all that other insurance insurer' s share is based on the ratio of its <br /> by the method described in c . applicable limit of insurance to the total <br /> below . applicable limits of insurance of all insurers . <br /> ( b ) Primary And Non -Contributory 8 . Transfer Of Rights Of Recovery Against <br /> To Other Insurance When Others To Us <br /> Required By Contract a . Transfer Of Rights Of Recovery <br /> If you have agreed in a written If the insured has rights to recover all or <br /> contract , written agreement or part of any payment , including <br /> permit that this insurance is Supplementary Payments , we have made <br /> primary and non -contributory with under this Coverage Part , those rights are <br /> the additional insured 's own transferred to us . The insured must do <br /> insurance , this insurance is nothing after loss to impair them . At our <br /> primary and we will not seek request , the insured will bring "suit" or <br /> contribution from that other transfer those rights to us and help us <br /> insurance . enforce them . This condition does not <br /> Paragraphs ( a ) and ( b ) do not apply to apply to Medical Expenses Coverage . <br /> other insurance to which the additional b . Waiver Of Rights Of Recovery (Waiver <br /> insured has been added as an Of Subrogation ) <br /> additional insured . <br /> If the insured has waived any rights of <br /> When this insurance is excess , we will recovery against any person or <br /> have no duty under this Coverage Part to organization for all or art of an payment, <br /> defend the insured against any "suit" if any g p y p y ' <br /> including Supplementary Payments , we <br /> other insurer has a duty to defend the have made under this Coverage Part , we <br /> insured against that "suit" . If no other also waive that right , provided the insured <br /> insurer defends , we will undertake to do waived their rights of recovery against <br /> so , but we will be entitled to the insured 's such person or organization in a contract , <br /> rights against all those other insurers . agreement or permit that was executed <br /> prior to the injury or damage . <br /> Form SS 00 08 04 05 Page 17 of 24 <br />