Orange County NC Website
BUSINESS LIABILITY COVERAGE FORM <br /> If more than one limit of insurance under this ( 1 ) Immediately send us copies of any <br /> policy and any endorsements attached thereto demands , notices , summonses or <br /> applies to any claim or "suit" , the most we will pay legal papers received in connection <br /> under this policy and the endorsements is the with the claim or "suit" ; <br /> single highest limit of liability of all coverages (2 ) Authorize us to obtain records and <br /> applicable to such claim or "suit" . However, this other information ; <br /> paragraph does not apply to the Medical Expenses <br /> limit set forth in Paragraph 3 . above . (3 ) Cooperate with us in the investigation , <br /> settlement of the claim or defense <br /> The Limits of Insurance of this Coverage Part apply against the "suit" ; and <br /> separately to each consecutive annual period and to (4) Assist us , upon our request , in the <br /> any remaining period of less than 12 months , starting enforcement of any right against any <br /> with the beginning of the policy period shown in the person or organization that may be <br /> Declarations , unless the policy period is extended liable to the insured because of injury <br /> after issuance for an additional period of less than 12 or damage to which this insurance <br /> months . In that case, the additional period will be may also apply . <br /> deemed part of the last preceding period for purposes <br /> of determining the Limits of Insurance . d . Obligations At The Insured 's Own Cost <br /> E . LIABILITY AND MEDICAL EXPENSES No insured will , except at that insured 's own <br /> GENERAL CONDITIONS cost, voluntarily make a payment, assume <br /> any obligation , or incur any expense , other <br /> 1 . Bankruptcy than for first aid , without our consent. <br /> Bankruptcy or insolvency of the insured or of e . Additional Insured 's Other Insurance <br /> the insured 's estate will not relieve us of our If we cover a claim or "suit" under this <br /> obligations under this Coverage Part . Coverage Part that may also be covered <br /> 2 . Duties In The Event Of Occurrence , by other insurance available to an <br /> Offense , Claim Or Suit additional insured , such additional insured <br /> a . Notice Of Occurrence Or Offense must submit such claim or "suit" to the <br /> other insurer for defense and indemnity . <br /> You or any additional insured must see to it that we are notified as soon as However, this provision does not apply to <br /> practicable of an "occurrence" or an the extent that you have agreed in a <br /> offense which may result in a claim . To written contract, written agreement or <br /> the extent possible , notice should include : permit that this insurance is primary and <br /> non -contributory with the additional <br /> ( 1 ) How, when and where the "occurrence" insured ' s own insurance . <br /> or offense took place ; f. Knowledge Of An Occurrence , Offense , <br /> (2 ) The names and addresses of any Claim Or Suit <br /> injured persons and witnesses ; and <br /> Paragraphs a . and b . apply to you or to <br /> (3 ) The nature and location of any injury any additional insured only when such <br /> or damage arising out of the "occurrence" offense claim or " suit" is <br /> " occurrence" or offense . known to : <br /> b . Notice Of Claim ( 1 ) You or any additional insured that is <br /> If a claim is made or "suit" is brought an individual ; <br /> against any insured , you or any additional ( 2 ) Any partner, if you or an additional <br /> insured must : insured is a partnership ; <br /> ( 1 ) Immediately record the specifics of the ( 3 ) Any manager' if you or an additional <br /> claim or "suit" and the date received ; insured is a limited liability company ; <br /> and <br /> (4) Any " executive officer" or insurance <br /> (2 ) Notify us as soon as practicable . manager, if you or an additional <br /> You or any additional insured must see to insured is a corporation ; <br /> it that we receive a written notice of the (5 ) Any trustee , if you or an additional <br /> claim or suit as soon as practicable , insured is a trust ; or <br /> c . Assistance And Cooperation Of The <br /> Insured ( 6 ) Any elected or appointed official , if you <br /> or an additional insured is a political <br /> You and any other involved insured must : subdivision or public entity . <br /> Form SS 00 08 04 05 Page 15 of 24 <br />