Orange County NC Website
BUSINESS LIABILITY COVERAGE FORM <br /> 2 . Applicable To Medical Expenses Coverage e . A trust , you are an insured . Your trustees <br /> We will not pay expenses for " bodily injury" : are also insureds , but only with respect to <br /> their duties as trustees . <br /> a . Any Insured <br /> 2 . Each of the following is also an insured : <br /> To any insured , except "volunteer workers" . <br /> b . Hired Person a . Employees And Volunteer Workers <br /> To a person hired to do work for or on behalf Your "volunteer workers " only while <br /> performing duties related to the conduct of <br /> of any insured or a tenant of any insured . <br /> your business , or your "employees " , other <br /> c . Injury On Normally Occupied Premises than either your " executive officers" ( if you <br /> To a person injured on that part of are an organization other than a <br /> premises you own or rent that the person partnership , joint venture or limited liability <br /> normally occupies . company) or your managers ( if you are a <br /> d . Workers ' Compensation And Similar limited liability company) , but only for acts <br /> Laws within the scope of their employment by <br /> you or while performing duties related to <br /> To a person , whether or not an <br /> the conduct of your business . <br /> " employee " of any insured , if benefits for <br /> the "bodily injury " are payable or must be However, none of these " employees" or <br /> provided under a workers ' compensation "volunteer workers " are insureds for: <br /> or disability benefits law or a similar law . ( 1 ) " Bodily injury" or " personal and <br /> e . Athletics Activities advertising injury" : <br /> To a person injured while practicing , <br /> (a ) To you , to your partners or <br /> instructing or participating in any physical members ( if you are a partnership <br /> exercises or games , sports or athletic or joint venture) , to your members <br /> contests . ( if you are a limited liability <br /> f. Products=Completed Operations Hazard company) , or to a co " employee" <br /> while in the course of his or her <br /> Included with the " products -completed employment or performing duties <br /> operations hazard " . related to the conduct of your <br /> g . Business Liability Exclusions business , or to your other <br /> Excluded under Business Liability Coverage . "volunteer workers" while <br /> performing duties related to the <br /> C . WHO IS AN INSURED conduct of your business ; <br /> I . If you are designated in the Declarations as : ( b) To the spouse , child , parent , <br /> a . An individual , you and your spouse are brother or sister of that co - <br /> insureds , but only with respect to the "employee" or that "volunteer <br /> conduct of a business of which you are the worker" as a consequence of <br /> sole owner. Paragraph ( 1 ) ( a) above ; <br /> b . A partnership or joint venture , you are an ( c ) For which there is any obligation <br /> insured . Your members , your partners , and to share damages with or repay <br /> their spouses are also insureds , but only with someone else who must pay <br /> respect to the conduct of your business . damages because of the injury <br /> c . A limited liability company, you are an described in Paragraphs ( 1 ) ( a ) or <br /> i ( b ) above ; or <br /> nsured . Your members are also insureds , <br /> but only with respect to the conduct of your ( d ) Arising out of his or her providing <br /> business . Your managers are insureds , but or failing to provide professional <br /> only with respect to their duties as your health care services . <br /> managers . If you are not in the business of <br /> d . An organization other than a partnership , providing professional health care <br /> joint venture or limited liability company , you services , Paragraph (d ) does not apply <br /> are an insured . Your "executive officers" and to any nurse , emergency medical <br /> directors are insureds , but only with respect technician or paramedic employed by <br /> to their duties as your officers or directors . you to provide such services . <br /> Your stockholders are also insureds , but only ( 2 ) " Property damage " to property : <br /> with respect to their liability as stockholders . ( a ) Owned , occupied or used by , <br /> Page 10 of 24 Form SS 00 08 04 05 <br />