Orange County NC Website
BUSINESS LIABILITY COVERAGE FORM <br /> g . Aircraft , Auto Or Watercraft ( 2 ) The use of " mobile equipment" in , or <br /> " Bodily injury" or " property damage" arising while in practice or preparation for , a <br /> out of the ownership , maintenance , use or prearranged racing , speed or <br /> s of an aircraft "auto" demolition contest or in any stunting <br /> entrustment to other , <br /> Y <br /> or watercraft owned or operated by or rented activity . <br /> or loaned to any insured . Use includes i . War <br /> operation and " loading or unloading" . " Bodily injury" , "property damage" or <br /> This exclusion applies even if the claims " personal and advertising injury" , however <br /> against any insured allege negligence or caused , arising , directly or indirectly , out of: <br /> other wrongdoing in the supervision , hiring , ( 1 ) War, including undeclared or civil war; <br /> employment , training or monitoring of others <br /> by that insured , if the occurrence which (2 ) Warlike action by a military force , <br /> caused the " bodily injury" or " property including action in hindering or <br /> defending against an actual or <br /> damage" involved the ownership , <br /> maintenance , use or entrustment to others of expected attack , by any government , <br /> sovereign or other authority using <br /> any aircraft , "auto" or watercraft that is <br /> owned or operated by or rented or loaned to military personnel or other agents ; or <br /> any insured . (3 ) Insurrection , rebellion , revolution , <br /> This exclusion does not apply to : usurped power, or action taken by <br /> governmental authority in hindering or <br /> ( 1 ) A watercraft while ashore on premises defending against any of these . <br /> you own or rent ; J . Professional Services <br /> (2 ) A watercraft you do not own that is : " Bodily injury " , " property damage" or <br /> ( a ) Less than 51 feet long ; and " personal and advertising injury " arising <br /> ( b ) Not being used to carry persons out of the rendering of or failure to render <br /> for a charge ; any professional service . This includes <br /> (3 ) Parking an " auto" on , or on the ways but is not limited to : <br /> next to , premises you own or rent , ( 1 ) Legal , accounting or advertising <br /> provided the " auto" is not owned by or services ; <br /> rented or loaned to you or the insured ; ( 2 ) Preparing , approving , or failing to <br /> (4 ) Liability assumed under any " insured prepare or approve maps , shop <br /> contract" for the ownership , drawings , opinions , reports , surveys , <br /> maintenance or use of aircraft or field orders , change orders , designs or <br /> watercraft; drawings and specifications ; <br /> (5 ) " Bodily injury" or " property damage" ( 3 ) Supervisory , inspection , architectural <br /> arising out of the operation of any of or engineering activities ; <br /> the equipment listed in Paragraph f. (2 ) (4) Medical , surgical , dental , x- ray or <br /> or f. ( 3 ) of the definition of " mobile nursing services treatment , advice or <br /> equipment" ; or instruction ; <br /> (6 ) An aircraft that is not owned by any (5 ) Any health or therapeutic service <br /> insured and is hired , chartered or loaned treatment , advice or instruction ; <br /> with a paid crew. However, this ( 6 ) Any service , treatment, advice or <br /> exception does not apply if the insured instruction for the purpose of <br /> has any other insurance for such " bodily appearance or skin enhancement , hair <br /> injury" or " property damage" , whether removal or replacement or personal <br /> the other insurance is primary , excess , <br /> contingent or on any other basis . grooming ; <br /> h . Mobile Equipment ( 7 ) Optical or hearing aid services <br /> including the prescribing , preparation , <br /> " Bodily injury" or " property damage" fitting , demonstration or distribution of <br /> arising out of: ophthalmic lenses and similar <br /> ( 1 ) The transportation of " mobile equipment" products or hearing aid devices ; <br /> by an "auto" owned or operated by or <br /> rented or loaned to any insured ; or <br /> Page 6 of 24 Form SS 00 08 04 05 <br />