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POLICY NUMBER : 57SBABL3123 <br /> BUSINESS LIABILITY COVERAGE FORM <br /> Various provisions in this policy restrict coverage . Read the entire policy carefully to determine rights , duties and what <br /> is and is not covered . <br /> Throughout this policy the words "you " and "your" refer to the Named Insured shown in the Declarations . The words <br /> "we " us " and " our" refer to the stock insurance company member of The Hartford providing this insurance . <br /> The word " insured " means any person or organization qualifying as such under Section C . - Who Is An Insured . <br /> Other words and phrases that appear in quotation marks have special meaning . Refer to Section G . - Liability And <br /> Medical Expenses Definitions . <br /> A . COVERAGES (a ) The " bodily injury " or " property <br /> 1 . BUSINESS LIABILITY COVERAGE ( BODILY damage" is caused by an <br /> INJURY PROPERTY DAMAGE PERSONAL "occurrence" that takes place in the <br /> AND ADVERTISING INJURY) "coverage territory" ; <br /> Insuring Agreement ( b) The " bodily injury" or "property <br /> damage" occurs during the policy <br /> a . We will pay those sums that the insured period ; and <br /> becomes legally obligated to pay as (c ) Prior to the policy period , no insured <br /> damages because of bodily injury" , listed under Paragraph 1 . of Section <br /> " property damage" or " personal and C . — Who Is An Insured and no <br /> advertising injury" to which this insurance "employee" authorized by you to give <br /> applies . We will have the right and duty to or receive notice of an " occurrence " <br /> defend the insured against any "suit" or claim , knew that the "bodily injury" <br /> seeking those damages . However, we will or " property damage" had occurred , <br /> have no duty to defend the insured against in whole or in part . If such a listed <br /> any "suit" seeking damages for " bodily insured or authorized "employee" <br /> injury" ", property damage" or " personal and <br /> knew , prior to the policy period , that <br /> advertising injury" to which this insurance the " bodily injury" or " property <br /> does not apply . damage" occurred , then any <br /> We may , at our discretion , investigate any continuation , change or resumption <br /> " occurrence" or offense and settle any claim of such " bodily injury" or " property <br /> or "suit" that may result. But : damage" during or after the policy <br /> ( 1 ) The amount we will pay for damages is period will be deemed to have been <br /> limited as described in Section D . - known prior to the policy period . <br /> Liability And Medical Expenses Limits (2 ) To "personal and advertising injury" <br /> Of Insurance ; and caused by an offense arising out of your <br /> (2 ) Our right and duty to defend ends when business , but only if the offense was <br /> we have used up the applicable limit of committed in the "coverage territory " <br /> insurance in the payment of judgments , during the policy period . <br /> settlements or medical expenses to which c . " Bodily injury" or " property damage" will be <br /> this insurance applies . deemed to have been known to have <br /> No other obligation or liability to pay sums or occurred at the earliest time when any <br /> perform acts or services is covered unless insured listed under Paragraph 1 . of Section <br /> explicitly provided for under Coverage C . — Who Is An Insured or any " employee " <br /> Extension - Supplementary Payments , authorized by you to give or receive notice <br /> b . This insurance applies : <br /> of an " occurrence" or claim : <br /> ( 1 ) To " bodily injury" and "property ( 1 ) Reports all , or any part , of the " bodily <br /> damage" only if: injury" or " property damage" to us or <br /> any other insurer; <br /> Form SS 00 08 04 05 Page 1 of 24 <br /> © 2005 , The Hartford <br />