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© Hiscox Inc. 2010 Page 2 <br />Deductible <br />The amount your business must pay (per claim) before we will make any <br />payment under the policy. This does not apply to supplemental payments. <br />$ 0 <br />Retroactive Date <br />This establishes how far back we will cover services you have performed <br />(even if that date is before you were insured with Hiscox) for any unknown <br />claims that may be made against you during the policy period. <br />January 1, 2019 <br />Other policy information <br />14 Day full refund <br />Be confident that you have made the right choice. We give you 14 days to review your policy. If you are not satisfied and <br />have not had any claims or losses, you can cancel your policy back to its start date and receive a full refund. <br />Notice of claim <br />If you have a claim, please call us at 866-424-8508. You may also e-mail us at reportaclaim@hiscox.com <br />What does my Professional Liability Policy cover? <br />For a summary showing examples of what you are and are not covered for, please read the Coverage Summary <br />document. <br />This guide does not modify the terms and conditions of your policy, which are contained in your policy documents, <br />nor does it imply any claim is covered or not covered. We recommend that you read your policy documents to learn <br />the details of your coverage. <br />DocuSign Envelope ID: C0928E94-13D1-401A-9906-DAA9AF10A142