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VCG 207 06 18 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 4 of 9 <br />Copyright 2017, <br /> <br />(e) Permit us to examine any insured under oath, while not in the presence of any other <br />insured, at such times as may reasonably be required, about any matter relating to this <br />the examination must be signed. <br />d. The following are added to Section V Definitions: <br />Covered recall means a recall of your product made necessary because the insured or a <br />government entity has determined that a known or suspected defect, deficiency, inadequacy or <br />dangerous condition in your product has resulted in, or will result in, bodily injury or property <br />damage . <br />Product recall expense : <br />a. Means the following necessary and reasonable extra expenses incurred by you or on your <br />behalf exclusively for the purpose of recalling your product : <br />(1) Expenses for communications, including broadcast announcements or printed <br />advertisements and associated stationery, envelopes and postage; <br />(2) Expenses for shipping the recalled products from any purchaser, distributor or user to the <br />place or places designated by you; <br />(3) Expenses for overtime paid to your regular non-salaried employees ; <br />(4) Expenses for hiring temporary workers ; <br />(5) Expenses incurred by employees , including transportation and accommodations; <br />(6) Expenses to rent additional warehouse or storage space; or <br />(7) Expenses for proper disposal of your product if the disposal is necessary to avoid bodily <br />injury or property damage and is other than regularly used to discard, trash or dispose of <br />your product . <br />b. Does not include the following: <br />(1) Damages, fines or penalties; <br />(2) Defense expenses; <br />(3) The cost of regaining your market share, goodwill, revenue or profit; or <br />(4) Any expenses resulting from: <br />(a) Failure of any product to accomplish its intended purpose; <br />(b) Breach of warranties of fitness, quality, durability or performance; <br />(c) Loss of customer approval, or any cost incurred to regain customer approval; <br />(d) Redistribution or replacement of your product that was recalled with like products or <br />substitutes; <br />(e) <br />(f) A condition any insured knew, or had reason to know, of at the inception of this <br />insurance that was likely to cause loss; or <br />(g) Recall of your products that have no known or suspected defect solely because a <br />known or suspected defect in another of your products has been found. <br />7. Supplementary Payments Cost of Bail Bonds and Loss of Earnings <br />The following replaces Paragraphs 1.b. and 1.d. of Supplementary Payments Coverages A and B <br />in Section I Coverages: <br />b. Up to $2,500 for cost of bail bonds required because of accidents or traffic law violations arising out <br />of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to <br />furnish these bonds. <br />d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or <br />defense of the claim or "suit", including actual loss of earnings up to $250 a day because of time off <br />from work. <br />Intact Insurance Group USA LLC <br />DocuSign Envelope ID: 760DC837-0C4A-440B-B022-A49D26318C57