Orange County NC Website
VCG 207 06 18 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 2 of 9 <br />Copyright 2017, <br /> <br />c. The following is added to Paragraph b.(1) in Paragraph 4. Other Insurance of Section IV <br />Commercial General Liability Conditions : <br />This insurance is excess over any of the other valid and collectible insurance available to the <br />insured that provides coverage for aircraft or watercraft not owned by any insured, whether such <br />insurance is primary, excess, contingent or on any other basis. <br />3. Broadened Property Damage Rented Premises, Borrowed Equipment and Use of Elevators <br />a. The following is added to Exclusion 2.j. Damage To Property of Section I Coverages <br />Coverage A Bodily Injury and Property Damage Liability : <br />Paragraph (1) of this exclusion does not apply to rent or <br />temporarily occupy with permission of the owner. <br />Paragraph (4) of this exclusion does not apply to property damage to equipment you borrow while <br />at a job site if the equipment is not being used by anyone to perform work or operations at the time <br />of loss. <br />Paragraphs (3), (4) and (6) of this exclusion do not apply to property damage arising out of the use <br />of elevators at premises you own, rent, lease or occupy. <br />b. The following replaces Paragraph 6. of Section III Limits Of Insurance: <br />6. Subject to Paragraph 5. above, the Damage to Premises Rented to You Limit shown in the <br />Declarations is the most we will pay under Coverage A <br /> any one premises while rented to you or occupied by you with permission of the <br />owner. If a Damage to Premises Rented to You Limit is not shown in the Declarations, that Limit <br />will be $500,000. <br />c. The following is added to Paragraph b.(1) of Paragraph 4. Other Insurance of Section IV <br />Commercial General Liability Conditions: <br />This insurance is excess over any of the other valid and collectible insurance available to the <br />insured that provides coverage for real property you rent or temporarily occupy with the permission <br />of the owner, borrowed equipment or use of elevators, whether such insurance is primary, excess, <br />contingent or on any other basis. <br />4. Personal and Advertising Injury Exclusions <br />a. Insureds in Media and Internet Type Businesses <br />The following replaces Exclusion 2.j. Insureds In Media And Internet Type Businesses of <br />Section I Coverages Coverage B Personal and Advertising Injury Liability : <br /> <br />(1) Advertising, broadcasting, publishing or telecasting; or <br />(2) Designing or determining content of web sites for others. <br />However, this exclusion does not apply to Paragraphs 14.a., b. and c. of "personal and advertising <br />injury" under the Definitions section. <br />For the purposes of this exclusion, the placing of frames, borders or links, or advertising for you, is not <br />by itself considered the business of advertising, broadcasting, publishing or telecasting. <br />b. Electronic Chatrooms or Bulletin Boards <br />The following replaces Exclusion 2.k. Electronic Chatrooms Or Bulletin Boards of Section I <br />Coverages Coverage B Personal and Advertising Injury Liability : <br />"Personal and advertising injury" arising out of an electronic chatroom or bulletin board the insured <br />hosts, owns or maintains for others. <br />5. Medical Payments Increased Limits and Time Period <br />The following provisions are modified only if Coverage C is not otherwise excluded by the provisions of <br />this Coverage Part or any endorsement. <br />a. The following replaces Paragraph a.(3)(b) in Paragraph 1. Insuring Agreement of Section I <br />Coverage C Medical Payments: <br />(b) The expenses are incurred and reported to us within three years of the date of the accident; and <br />Intact Insurance Group USA LLC <br />DocuSign Envelope ID: 760DC837-0C4A-440B-B022-A49D26318C57