2022-077-E-IT Dept-PUBLIC LIBRARY ASSOCIATION, a divison of the American Library Association-Digital learning

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DocuSign Envelope ID:24BBAFA9-CD81-4144-ACEF-E9036E703739 First Party Data & Network Loss To indemnify the Insured Organization for: Business Interruption Loss Business Interruption Loss that the Insured Organization sustains as a result of a Security Breach or System Failure that the Insured first discovers during the Policy Period. Dependent Business Interruption Loss Dependent Business Loss that the Insured Organization sustains as a result of a Dependent Security Breach or a Dependent System Failure that the Insured first discovers during the Policy Period. Cyber Extortion Loss Cyber Extortion Loss that the Insured Organization incurs as a result of an Extortion Threat first made against the Insured Organization during the Policy Period. Data Recovery Costs Data Recovery Costs that the Insured Organization incurs as a direct result of a Security Breach or System Failure that the Insured first discovers during the Policy Period. eCrime To indemnify the Insured Organization for any direct financial loss sustained resulting from: 1. Fraudulent Instruction; 2. Funds Transfer Fraud; or 3. Telephone Fraud; that the Insured first discovers during the Policy Period. Criminal Reward To indemnify the Insured Organization for Criminal Reward Funds. DEFINITIONS Additional Insured means any person or entity that the Insured Organization has agreed in writing to add as an Additional Insured under this Policy prior to the commission of any act for which such person or entity would be provided coverage under this Policy, but only to the extent the Insured Organization would have been liable and coverage would have been afforded under the terms and conditions of this Policy had such Claim been made against the Insured Organization. F00731 022019 ed. Page 2 of 24