2022-077-E-IT Dept-PUBLIC LIBRARY ASSOCIATION, a divison of the American Library Association-Digital learning

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DocuSign Envelope ID:24BBAFA9-CD81-4144-ACEF-E9036E703739 Beazley MediaTech TABLE OF CONTENTS INSURING AGREEMENTS Subsidiary................................................................. 13 System Failure........................................................... 13 Media,Tech, Data&Network Liability..........................1 Tech Products........................................................... 14 Breach Response..........................................................1 Tech&Professional Services Wrongful Act........... 14 Regulatory Defense&Penalties...................................1 Tech Product Wrongful Act...................................... 14 Payment Card Liabilities&Costs.................................1 Tech Services............................................................ 14 First Party Data&Network Loss..................................2 Telephone Fraud....................................................... 14 eCrime............................................................................2 Third Party Information............................................. 14 Criminal Reward............................................................2 Transfer Account...................................................... 14 Unauthorized Access or Use.................................... 14 DEFINITIONS 2 Unauthorized Disclosure.......................................... 14 Waiting Period........................................................... 15 Additional Insured.........................................................2 Breach Notice Law.........................................................3 EXCLUSIONS Breach Response Costs................................................3 Business Interruption Loss...........................................3 Bodily Injury or Property Damage............................ 15 Claim..............................................................................4 Deceptive Business Practices,Antitrust& Claims Expenses...........................................................4 Consumer Protection................................................ 15 Computer Systems........................................................4 Distribution of Information....................................... 15 Continuity Date..............................................................5 Prior Known Acts&Prior Noticed Claims............... 15 Control Group................................................................5 Racketeering, Benefit Plans,Employment Criminal Reward Funds.................................................5 Liability&Discrimination......................................... 16 Cyber Extortion Loss.....................................................5 Sale or Ownership of Securities&Violation of Damages........................................................................5 Securities Laws......................................................... 16 Data................................................................................6 Criminal,Intentional or Fraudulent Acts................. 16 Data Breach....................................................................6 Patent&Misappropriation of Information............... 16 Data&Network Wrongful Act.......................................6 Governmental Actions.............................................. 17 Data Recovery Costs.....................................................6 Other Insureds&Related Enterprises..................... 17 Dependent Business.....................................................6 Trading Losses&Loss of Money............................ 17 Dependent Business Loss............................................6 Contractual................................................................ 17 Dependent Security Breach..........................................7 Retroactive Date........................................................ 17 Dependent System Failure............................................7 Recall.........................................................................18 Digital Currency.............................................................7 Infrastructure Failure................................................ 18 Extortion Payment.........................................................7 Licensing Bodies&Joint Ventures......................... 18 Extortion Threat.............................................................7 Over-Redemption...................................................... 18 Extra Expense................................................................7 First Party Data&Network Loss ............................. 18 Financial Institution.......................................................7 LIMIT OF LIABILITY AND COVERAGE 19 Forensic Expenses........................................................8 Fraudulent Instruction...................................................8 Funds Transfer Fraud....................................................8 RETENTIONS Income Loss...................................................................9 Individual Contractor.....................................................9 OPTIONAL EXTENSI• PERIOD 19 Insured...........................................................................9 Insured Organization.....................................................10 GENERAL CONDITIONS Loss................................................................................10 Media Activities.............................................................10 Notice of Claim or Loss............................................20 Media Material................................................................10 Beazley Breach Response Services........................20 Media Wrongful Act.......................................................10 Notice of Circumstance............................................21 Merchant Services Agreement......................................11 Defense of Claims.....................................................21 Money.............................................................................11 Settlement of Claims.................................................22 Named Insured...............................................................11 Assistance and Cooperation....................................22 PCI Fines Expenses and Costs.....................................11 Subrogation...............................................................23 Penalties.........................................................................11 Other Insurance........................................................23 Period of Restoration....................................................11 Action Against the Underwriters..............................23 Personally Identifiable Information...............................12 Entire Agreement......................................................23 Policy Period..................................................................12 Mergers or Consolidations.......................................23 PrivacyPolicy................................................................12 Assignment...............................................................24 Privacy Policy Violation................................................12 Cancellation..............................................................24 Professional Services....................................................12 Singular Form of a Word..........................................24 RegulatoryProceeding..................................................13 Headings....................................................................24 Retroactive Date............................................................13 Representation by the Insured.................................24 Securities.......................................................................13 Named Insured As Agent..........................................24 SecurityBreach.............................................................13 F00731 022019 ed.