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DocuSign Envelope ID: DF078B63-CCED-42B9-8016-A67D8F6DF779 <br /> COMMERCIAL AUTO <br /> CA 30 00 07 14 <br /> the Declarations Page. Any Comprehensive <br /> Coverage deductible shown on the Declarations <br /> Page does not apply to "loss" caused by fire or <br /> lightning. <br /> Additionally, the Comprehensive Coverage <br /> deductible does not apply to glass, only when that <br /> glass is repaired. Should the glass be replaced, <br /> the applicable Comprehensive Coverage deductible <br /> will apply. <br /> N. WAIVER OF SUBROGATION <br /> Section IV— BUSINESS AUTO CONDITIONS, A. <br /> Loss Conditions, 5. Transfer Of Rights Of Recovery <br /> Against Others To Us is deleted in its entirety and <br /> replaced by the following: <br /> 5. Transfer Of Rights Of Recovery Against Others <br /> To Us <br /> We waive any right of recovery we may have <br /> against any person or organization because of <br /> payments we make for"bodily injury" or"property <br /> damage" arising out of a covered "auto" only when <br /> you have assumed liability for such "bodily injury" or <br /> "property damage" under an "insured contract'. In <br /> all other respects, if a person or organization to, or <br /> from whom, we make payment under this <br /> Coverage Form has rights to recover damages <br /> from another, those rights are transferred to us. <br /> This provision only applies if the written Contract, <br /> permit, or agreement has been Executed or issued <br /> prior to the occurrence of any"bodily injury" or <br /> "property damage". <br /> O. UNINTENTIONAL OMISSIONS <br /> The following is added to Section IV— Business Auto <br /> Conditions, B. General Conditions, 2. Concealment, <br /> Misrepresentation,Or Fraud: <br /> We will not deny coverage under this policy if you fail to <br /> disclose all hazards existing as of the inception date of <br /> the policy, as long as such failure is not intentional. <br /> CA 30 00 07 14 Includes copyrighted material of Insurance Services Office, Inc Page 6 of 6 <br /> with its permission <br />