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Page 16 of 18 © Insurance Services Office, Inc., 2012 CU 00 01 04 13
<br /> (3) That holds a person or organization
<br />engaged in the business of transporting
<br />property by "auto" for hire harmless for your
<br />use of a "covered auto" over a route or
<br />territory that person or organization is
<br />authorized to serve by public authority.
<br />10. "Leased worker" means a person leased to you by
<br />a labor leasing firm under an agreement between
<br />you and the labor leasing firm, to perform duties
<br />related to the conduct of your business. "Leased
<br />worker" does not include a "temporary worker".
<br />11."Loading or unloading" means the handling of
<br />property:
<br /> a. After it is moved from the place where it is
<br />accepted for movement into or onto an aircraft,
<br />watercraft or "auto";
<br />b. While it is in or on an aircraft, watercraft or
<br />"auto"; or
<br /> c. While it is being moved from an aircraft,
<br />watercraft or "auto" to the place where it is
<br />finally delivered;
<br />but "loading or unloading" does not include the
<br />movement of property by means of a mechanical
<br />device, other than a hand truck, that is not
<br />attached to the aircraft, watercraft or "auto".
<br />12."Mobile equipment" means any of the following
<br />types of land vehicles, including any attached
<br />machinery or equipment:
<br /> a. Bulldozers, farm machinery, forklifts and other
<br />vehicles designed for use principally off public
<br />roads;
<br /> b. Vehicles maintained for use solely on or next to
<br />premises you own or rent;
<br /> c. Vehicles that travel on crawler treads;
<br /> d. Vehicles, whether self-propelled or not,
<br />maintained primarily to provide mobility to
<br />permanently mounted:
<br /> (1) Power cranes, shovels, loaders, diggers or
<br />drills; or
<br /> (2) Road construction or resurfacing equipment
<br />such as graders, scrapers or rollers;
<br /> e. Vehicles not described in Paragraph a., b., c.
<br />or d. above that are not self-propelled and are
<br />maintained primarily to provide mobility to
<br />permanently attached equipment of the
<br />following types:
<br /> (1) Air compressors, pumps and generators,
<br />including spraying, welding, building
<br />cleaning, geophysical exploration, lighting
<br />and well servicing equipment; or
<br /> (2) Cherry pickers and similar devices used to
<br />raise or lower workers;
<br /> f. Vehicles not described in Paragraph a., b., c.
<br />or d. above maintained primarily for purposes
<br />other than the transportation of persons or
<br />cargo.
<br />However, self-propelled vehicles with the
<br />following types of permanently attached
<br />equipment are not "mobile equipment" but will
<br />be considered "autos":
<br /> (1) Equipment designed primarily for:
<br /> (a) Snow removal;
<br /> (b) Road maintenance, but not construction
<br />or resurfacing; or
<br /> (c) Street cleaning;
<br /> (2) Cherry pickers and similar devices mounted
<br />on automobile or truck chassis and used to
<br />raise or lower workers; and
<br />(3) Air compressors, pumps and generators,
<br />including spraying, welding, building
<br />cleaning, geophysical exploration, lighting
<br />and well servicing equipment.
<br />However, "mobile equipment" does not include
<br />land vehicles that are subject to a compulsory
<br />or financial responsibility law or other motor
<br />vehicle insurance law where it is licensed or
<br />principally garaged. Land vehicles subject to a
<br />compulsory or financial responsibility law or
<br />other motor vehicle insurance law are
<br />considered "autos".
<br />13."Occurrence" means an accident, including
<br />continuous or repeated exposure to substantially
<br />the same general harmful conditions.
<br />14."Personal and advertising injury" means injury,
<br />including consequential "bodily injury", arising out
<br />of one or more of the following offenses:
<br /> a. False arrest, detention or imprisonment;
<br /> b. Malicious prosecution;
<br /> c. The wrongful eviction from, wrongful entry into,
<br />or invasion of the right of private occupancy of
<br />a room, dwelling or premises that a person
<br />occupies, committed by or on behalf of its
<br />owner, landlord or lessor;
<br /> d. Oral or written publication, in any manner, of
<br />material that slanders or libels a person or
<br />organization or disparages a person's or
<br />organization's goods, products or services;
<br /> e. Oral or written publication, in any manner, of
<br />material that violates a person's right of
<br />privacy;
<br />f. The use of another's advertising idea in your
<br />"advertisement"; or
<br />g. Infringing upon another's copyright, trade dress
<br />or slogan in your "advertisement".
<br />DocuSign Envelope ID: DC5B2AF0-5D05-4958-9D51-19C713A82630
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