OTHER-2021-059-Orange County Assistance policy Essential single family rehabilitation loan pool 2020

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k kell I ORANGE COUNTY HOUSING & COMMUNITY DEVELOPMENT 1 . Completing a pre - application form : Homeowners who wish to apply for assistance may apply by completing an application form , available at http *Horangecountync . gov/2211/ Home - Repair- Programs or by contacting Jack Watson at ( 919 ) 558 - 9394 or jwatson@tjcog . org . Applications j will be accepted on a rolling basis beginning October 30, 2020 until all funds are committed . Proof of ownership and income will be required . Those who have applied for housing assistance from Orange County in the past will not automatically be reconsidered and must complete a new pre - application form . 2 . Client referral and support services : Many homeowners seeking assistance through the Essential Single - Family Rehabilitation Loan Pool may also need other services . If the ESFRLP staff meets the homeowner during the application process, they will provide pamphlets and a list of the agencies with contact information for the resources and programs available in the County . For households that meet the requirements of the pre - application step and qualify to receive assistance through the ESFRLP program , additional verbal discussion will be offered during the screening of applicants and /or pre - rehab inspection steps of the program . With the homeowner ' s permission , a case file will be created and a staff person will follow up with the homeowner concerning the available services in the referral network . 3 . Preliminary inspection : Orange County ' s Rehabilitation Specialist will visit the homes of eligible households to determine the need and feasibility of the home for rehabilitation . Homeowners must inform staff of any known pest infestations prior to the visit . 4 . Screening of applicants : Applications will be ranked by Orange County based on the priority system outlined on page 3 and the feasibility of rehabilitating the house . The first round of households to be offered assistance will be selected by January 31, 2021 . Household income will be verified for program purposes only ( information will be kept confidential ) . NCHFA will verify ownership of the property by conducting a title search . From this review, the five ( 5 ) most qualified applicants will be chosen according to the priority system described above ; the remaining applicants will be placed on a list of alternates in the order that they qualified . If fewer than five ( 5 ) applications are received by January 31, or if funds remain to assist more than five ( 5 ) units, applications will continue to be accepted on a rolling basis until all funds are committed . Orange County will then submit to NCHFA an ESFRLP Loan Application and Reservation Request for each potential borrower for approval . Applicants not selected for ESFRLP assistance will be notified in writing . 5 . Written agreement : A HOME Owner Written Agreement, between the homeowner and Orange County, will be executed as part of the Loan Application and Reservation Request procedure {that formally commits funds to a dwelling unit ) . This agreement will certify that the property is the principal residence of the owner, that the post- rehab value of the property will not exceed 95 % of the 203 ( b ) limits established by HUD and defines the ESFRLP maximum amount and form of assistance being provided to the homeowner, the scope of work to be performed , the date of completion and the rehabilitation criteria and standards to be met . 6 . Pre - rehab inspection and unit evaluation : Orange County ' s Rehabilitation Specialist will visit the home again for a more thorough inspection . All parts of the home must be made accessible for inspection , including the attic and crawlspace . The owner should report any known