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DocuSign Envelope ID: E67DC299-98E1-4682-B281-3085AC9FC5B4 <br /> C&F TCM <br /> TECHNOLOGY E&O, CYBER AND MULTIMEDIA LIABILITY INSURANCE POLICY <br /> In consideration of the premium paid, the Insured's compliance with the conditions of this Policy and subject to its terms <br /> (including all endorsements); and in reliance on the statements made in the Application and the information and <br /> documents provided to the Insurer by the Insured, all of which are made a part of this Policy, the Insurer agrees with the <br /> Insured as follows: <br /> I. INSURING AGREEMENTS <br /> Only those Insuring Agreements indicated in Item 3. of the Declarations as PURCHASED shall be applicable to the <br /> Insured's coverage hereunder. If the Declarations do not indicate that a Coverage was purchased, that Coverage of <br /> this Policy has not been purchased by the Insured and no coverage shall apply for the corresponding Insuring <br /> Ag reement(s). <br /> Coverage A: Technology E&O and Professional Liability <br /> The Insurer will pay on behalf of the Insured such Damages and Claims Expenses in excess of the Deductible that <br /> any Insured is legally obligated to pay because of a Claim first made against an Insured during the Policy Period <br /> because of a Technology/Professional Error that first takes place on or after the Retroactive Date provided that <br /> such Claim is reported to the Insurer in full compliance with the Notice Requirements. <br /> Coverage B: Cyber Liability <br /> The Insurer will pay on behalf of the Insured such Damages and Claims Expenses in excess of the Deductible that <br /> any Insured is legally obligated to pay because of a Claim first made against an Insured during the Policy Period <br /> because of a Cyber Event provided that such Claim is reported to the Insurer in full compliance with the Notice <br /> Requirements. <br /> Coverage C: Multimedia Liability <br /> The Insurer will pay on behalf of the Insured such Damages and Claims Expenses in excess of the Deductible that <br /> any Insured is legally obligated to pay because of a Claim first made against an Insured during the Policy Period for <br /> Multimedia Liability provided that such Claim is reported to the Insurer in full compliance with the Notice <br /> Requirements. <br /> Coverage D: Breach Costs <br /> The Insurer will reimburse the Named Insured for all Breach Costs in excess of the Deductible resulting from an <br /> actual or reasonably suspected Cyber Event that the Insured Entity first discovers during the Policy Period and that <br /> is reported to the Insurer in full compliance with the Notice Requirements. <br /> Provided that when the Named Insured agrees to utilize vendors nominated by the Crum & Forster Cyber Response <br /> Team shown in Item 11. of the Declarations, the Insurer shall pay on behalf of the Insured those Breach Costs set <br /> forth in the paragraph above applicable to such vendor nominated by the Crum & Forster Cyber Response Team. <br /> Coverage E: eCrime Loss <br /> The Insurer will indemnify the Named Insured for direct financial loss in excess of the Deductible resulting from an <br /> eCrime Event that the Insured Entity first discovers during the Policy Period and that is reported to the Insurer in <br /> full compliance with the Notice Requirements. <br /> Coverage F: First Party Loss <br /> The Insurer will indemnify the Named Insured for First Party Loss in excess of the Deductible resulting from a <br /> Cyber Event that the Insured Entity first discovers during the Policy Period and that is reported to the Insurer in full <br /> compliance with the Notice Requirements. <br /> TCM-POL-001 (01/19) Page 1 of 16 <br />