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P a g e 13 o f 20 <br /> <br /> <br />15. Please describe any ways in which low‐income or marginalized communities/households were <br />engaged in the creation of this project proposal. While the actual homebuyers for this project have <br />not yet been selected, we do have nearly 300 local Habitat homeowners with valuable experience <br />and insights. Habitat regularly solicits this group for their opinions and ideas on our work and <br />programs. Homeowners are typically excited about the financial and environmental benefits of <br />owning a green-certified Habitat home. Still, we recognize that rooftop solar panels may not be for <br />everyone. We will work closely with the buyers of each potential solar home to ensure that they <br />fully understand all of the risks and benefits of the program, and we will honor their decision about <br />whether to participate. Habitat homeowners contribute 275 hours of their time to construction of <br />their homes, education, and community engagement activities. Through education and personal <br />experience with solar we hope that homeowners will become advocates for solar in our <br />community. <br /> <br />16. Please describe any potential negative side effects of the project and describe the steps you are <br />taking/will take to eliminate or minimize these impacts to any low‐income or marginalized <br />communities/households. The homeowners will have approximately $73 free electricity per month <br />and the equipment is warranted for 12-25 years. However, the labor is only guaranteed for five <br />years after which time maintenance will be the homeowner’s responsibility. However, solar <br />installations have a low repair rate. Habitat has programs to help homeowners save for repairs and <br />can also offer referrals for reputable vendors and in some case no-interest loans for repairs. <br /> <br />17. Are the impacted residents already aware of the potential positive and negative impacts of your <br />project and the steps you are taking? If not, please describe your plan to engage with them and <br />how you will act based on their input. Specific homeowners for the ten pilot homes have not yet <br />been selected. Once selected, homebuyers for homes with the potential for solar installation will <br />be offered education and information about solar and the choice to participate in the program or <br />not. Communication with homebuyers will be fully open and transparent regarding the potential <br />costs, positives, and negatives of the program. Homebuyers who are not fully willing to participate <br />in the program will not be required to do so. <br /> <br />18. Please describe any other aspect of your project that is relevant to Social Justice and Racial Equity. <br />Energy costs disproportionately affect low-income families because energy bills account for a much <br />higher percentage of their income. High energy costs contribute to the cycle of poverty. Low- <br />income families cannot afford the upfront cost of solar and frequently do not qualify for loans. The <br />tax code perpetuates this inequality by giving tax credits for home solar installation, but these <br />credits frequently cannot be used by those with lowest incomes. Home solar should not be <br />available just for those with higher incomes. Building these homes with solar will address the lack <br />of equity when it comes to the benefits of renewable energy. Rooftop solar helps fight climate <br />change and air pollution. Climate justice and racial justice are linked. In the U.S. Black people are <br />exposed to about 1.5 times more particulate matter than white people, and Hispanics 1.2 times <br />more. People in poverty have about 1.3 times more exposure than people out of poverty with <br />resultant significant health risk. Habitat’s affordable homeownership program also helps address <br />the racial wealth gap and helps families build generational wealth and equity. <br /> <br />Emissions Reduced <br /> <br />DocuSign Envelope ID: 0E2E518B-BEF7-4AF0-8D07-FCD05F094BD6