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6 <br /> <br />costs incurred by the County caused by any act or omission of the Fire Department, <br />its agents and employees. The Department shall purchase and maintain, during the <br />term of this Agreement, and any extension hereof, at least the following insurance <br />coverage: <br /> <br />A. Comprehensive Automobile Liability Insurance with combined single limits <br />of at least one million dollars ($1,000,000) per occurrence. Coverage shall <br />be provided under a symbol “1”. Coverage shall apply, on an excess basis <br />for hired, borrowed and non-owned vehicles. Coverage shall apply, on a <br />primary basis, for commandeered vehicles. Volunteers or employees shall <br />be considered insureds and volunteers and employees shall have coverage <br />in excess of their personal auto liability limits when they are using their <br />vehicles on behalf of the Fire Department. Fellow member liability shall be <br />provided. Auto pollution liability shall be included in the coverage. <br /> <br />B. Auto physical damage shall be provided on an agreed value basis. <br />Coverage shall be included for hire, borrowed or commandeered vehicles <br />without a limit of liability. Coverage shall be provided to bring replacement <br />vehicle up to the most current national standards, such as NFPA or DOT. <br /> <br />C. Comprehensive General Liability Insurance with limits of at least one million <br />dollars ($1,000,000) per occurrence and two million dollars ($2,000,000) <br />aggregate. The aggregate shall apply per named insured and per insured <br />location. The policy shall include the following coverage: Volunteers or <br />employees as insureds, Medical Malpractice, Good Samaritan Liability <br />Coverage, Intentional Acts Coverage for both bodily injury and or property <br />damage, Fellow Member Liability, Non-owned Watercraft, Fire Damage <br />Legal Liability with limits of one million dollars ($1,000,000), Pollution <br />Liability arising out of emergency operations, training activities or equipment <br />wash downs. <br /> <br />D. Directors and Officers Liability Insurance with limits of at least one million <br />dollars ($1,000,000) per occurrence with two million dollars ($2,000,000) <br />aggregate. This policy shall include coverage for prior acts. The insureds <br />shall include current volunteers and employees, former volunteers and <br />employees, and any persons or organizations providing service to the <br />Department under a mutual aid or similar agreement. Coverage shall <br />include civil rights type suits such as discrimination and sexual harassment; <br />liability arising out of the administration of benefit plans for employees or <br />volunteers and employment related practice suites. Coverage shall include <br />claims made for future compensation and benefits lost from wrongful <br />termination of an employee. <br /> <br />E. Umbrella Liability Insurance with limits of at least one million dollars <br />($1,000,000) per occurrence and one million dollars ($1,000,000) <br />aggregate. The umbrella policy shall provide excess coverage over the <br />Auto Liability Policy, General Liability Policy, and the Employer’s Liability <br />Section of the Workers’ Compensation Policy. Volunteers and employees <br />shall be included as insureds. <br /> <br />DocuSign Envelope ID: 1D34DE75-4D2F-40C4-96C1-C8A2878C4488