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COMMERCIAL AUTO <br /> CA 23 84 10 13 <br /> <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> <br />CA 23 84 10 13 © Insurance Services Office, Inc., 2013 Page 1 of 3 <br /> <br />EXCLUSION OF TERRORISM <br /> <br />This endorsement modifies insurance provided under the following: <br /> <br />AUTO DEALERS COVERAGE FORM <br />BUSINESS AUTO COVERAGE FORM <br />MOTOR CARRIER COVERAGE FORM <br />SINGLE INTEREST AUTOMOBILE PHYSICAL DAMAGE INSURANCE POLICY <br /> <br />With respect to coverage provided by this <br />endorsement, the provisions of the Coverage Form <br />apply unless modified by the endorsement. <br />A. The following definitions are added and apply <br />under this endorsement wherever the term <br />terrorism, or the phrase any injury, damage, loss <br />or expense, is enclosed in quotation marks: <br /> 1. "Terrorism" means activities against persons, <br />organizations or property of any nature: <br /> a. That involve the following or preparation for <br />the following: <br /> (1) Use or threat of force or violence; or <br /> (2) Commission or threat of a dangerous <br />act; or <br /> (3) Commission or threat of an act that <br />interferes with or disrupts an electronic, <br />communication, information or <br />mechanical system; and <br /> b. When one or both of the following apply: <br /> (1) The effect is to intimidate or coerce a <br />government or the civilian population or <br />any segment thereof, or to disrupt any <br />segment of the economy; or <br /> (2) It appears that the intent is to intimidate <br />or coerce a government, or to further <br />political, ideological, religious, social or <br />economic objectives or to express (or <br />express opposition to) a philosophy or <br />ideology. <br /> 2. "Any injury, damage, loss or expense" means <br />any injury, damage, loss or expense covered <br />under any Coverage Form or Policy to which <br />this endorsement is applicable, and includes <br />but is not limited to "bodily injury", "property <br />damage", "personal and advertising injury", <br />"loss", loss of use, rental reimbursement after <br />"loss" or "covered pollution cost or expense", <br />as may be defined under this Coverage Form, <br />Policy or any applicable endorsement. <br />B. Except with respect to Physical Damage <br />Coverage, Trailer Interchange Coverage, <br />Garagekeepers Coverage, Garagekeepers <br />Coverage – Customers' Sound Receiving <br />Equipment or the Single Interest Automobile <br />Physical Damage Insurance Policy, the following <br />exclusion is added: <br />Exclusion Of Terrorism <br />We will not pay for "any injury, damage, loss or <br />expense" caused directly or indirectly by <br />"terrorism", including action in hindering or <br />defending against an actual or expected incident <br />of "terrorism". "Any injury, damage, loss or <br />expense" is excluded regardless of any other <br />cause or event that contributes concurrently or in <br />any sequence to such injury, damage, loss or <br />expense. But this exclusion applies only when <br />one or more of the following are attributed to <br />an incident of "terrorism": <br /> 1. The "terrorism" is carried out by means of the <br />dispersal or application of radioactive material, <br />or through the use of a nuclear weapon or <br />device that involves or produces a nuclear <br />reaction, nuclear radiation or radioactive <br />contamination; or <br />DocuSign Envelope ID: 81A61471-345A-47F9-8A2D-36F7929A6637