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<br />ANI RRG E32 01 17 Page 6 of 10 <br /> <br />b. Coverage under this provision does not apply to any “damages” which arise out of an act, error <br />or omission which constitutes a “professional service” and which act, error or omission was first <br />committed before you acquired or formed the organization. <br /> <br />No person or organization is an insured with respect to the conduct of any current or past partnership or joint <br />venture which is not shown as a Named Insured in the Declarations. <br /> <br />No person is an insured for liability arising out of an act, error, or omission committed in that person’s status as a <br />foster parent. <br /> <br />SECTION IV – LIMITS OF INSURANCE <br /> <br />1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless <br />of the number of: <br />a. Insureds; <br />b. Claims made or “suits” brought; or <br />c. Persons or organizations making claims or bringing “suits”. <br /> <br />2. The Social Service Professional Aggregate Limit is the most we will pay for any “damages” included in the <br />Social Service Professional Liability Coverage Form. <br /> <br />3. The Social Service Professional Each Event Limit is the most we will pay for under this coverage form <br />because of all “damages” arising out of any one act, error or omission, or a series of related acts, errors <br />or omissions. <br /> <br />SECTION V – CONDITIONS <br /> <br />1. Bankruptcy <br />Bankruptcy or insolvency of an insured or of an insured’s estate will not relieve us of our obligations under <br />this Coverage Form. <br /> <br />2. Duties In The Event Of Offense, Claim Or “Suit” <br />a. You must see to it that we are notified as soon as practicable of a “suit” or claim or of an act, <br />error, or omission which may result in a claim or “suit.” To the extent possible, notice should <br />include: <br />(1) How, when and where the act, error or omission took place; <br />(2) The names and addresses of any injured persons and witnesses; and <br />(3) The nature and location of any “damage” arising or potentially arising out of the act, <br />error or omission which has resulted or could result in a claim or “suit.” <br />b. If a claim is made or “suit” is brought against any insured, you must: <br />(1) Immediately record the specifics of the claim or “suit” and the date received; and <br />(2) Notify us as soon as practicable, including the providing to us of written notice of the <br />claim or “suit” as soon as practicable. <br /> c. You and any other involved insured must: <br />(1) Immediately send us copies of any demands, notices, summonses or legal papers <br />received in connection with the claim or “suit”; <br />(2) Authorize us to obtain records and other information; <br />(3) Cooperate with us in the investigation or settlement of the claim or defense against <br />the “suit”, including but not limited to the attending of mediations, settlement conferences, <br />trials and depositions as requested by us; and <br />(4) Assist us, upon our request, in the enforcement of any right against any person or <br />organization which may be liable to you or to any insured because of injury or “damage” <br />to which this insurance may apply. <br />d. No insured will, except at that insured’s own cost, voluntarily make a payment, assume any <br />obligation, or incur any expense, other than for first aid, without our consent. <br />DocuSign Envelope ID: 81A61471-345A-47F9-8A2D-36F7929A6637