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<br />ANI RRG E32 01 17 Page 3 of 10 <br /> <br />i. Claims Covered by Other Coverages Written by Us <br />Any claim or “suit” for which coverage is afforded under any other policy or Coverage Form <br />issued by us to the Named Insured or applicable to any insured as defined in Section III - Who Is <br />An Insured of this Coverage Form. <br /> <br />j. Claims by Employee Claimants <br />Liability to an “employee claimant” or for an obligation to indemnify another because of any <br />liability to an “employee claimant.” <br /> <br />k. Workers’ Compensation and Similar Laws <br />Any obligation of the insured under a workers’ compensation, employer’s liability, employee <br />benefits liability, disability benefit or unemployment compensation law, the Employee Retirement <br />Income Security Act (ERISA), or any similar law. <br /> <br />l. Discrimination <br />Liability arising out of actual or alleged discrimination, whether intentional or unintentional, <br />including but not limited to discrimination based upon a person’s sex, sexual preference, marital <br />status, race, creed, age, national origin, religion, physical capabilities, physical characteristics or <br />condition, or mental capabilities or condition. <br /> <br />m. Liquor Liability <br />“Damages” for which any insured may be held liable by reason of: <br />(1) Causing or contributing to the intoxication of any person; <br />(2) The furnishing of alcoholic beverages to a person under the legal drinking age or <br />under the influence of alcohol; or <br />(3) Any statute, ordinance or regulation relating to the sale, gift, distribution or use of <br />alcoholic beverages. <br /> <br />n. Aircraft, Auto, Mobile Equipment or Watercraft <br />Liability arising out of the ownership, maintenance, use or entrustment to others of any aircraft, <br />“auto,” “mobile equipment” or watercraft owned or operated by or rented or loaned to any insured. <br />Use includes operation and “loading or unloading.” <br /> <br />This exclusion applies even if the claims against any insured allege negligence or other <br />wrongdoing in the supervision, hiring, employment, training or monitoring of others by that <br />insured, if the claim which caused the liability involved the ownership, maintenance, use or <br />entrustment to others of any aircraft, “auto,” “mobile equipment” or watercraft that is owned or <br />operated by or rented or loaned to any insured. <br /> <br />o. Electronic Data <br />“Damages” arising out of the loss of, loss of use of, damage to, corruption of, inability to access, <br />or inability to manipulate “electronic data.” <br /> <br />p. IT Consulting <br />“Damages” arising out of Information Technology (IT) consulting, whether performed by the <br />insured or any other party or person if the insured is sought to be held liable for “damages” arising <br />from IT consulting. <br /> <br />q. Recording and Distribution of Material or Information in Violation of Law <br />“Damages” arising directly or indirectly out of any action or omission that violates or is alleged to <br />violate: <br />(1) The Telephone Consumer Protection Act (TCPA), including any amendment of or <br />addition to such law; <br />(2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; <br />(3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such <br />law, including the Fair and Accurate Credit Transactions Act (FACTA). <br /> <br />DocuSign Envelope ID: 81A61471-345A-47F9-8A2D-36F7929A6637