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16 <br /> 1 <br /> ROC usa` <br /> OC LELIPROC 1 ! � <br /> er p,dsraa ram. <br /> e jai NH <br /> Casa No <br /> v.... t SO NI <br /> VYY PA <br /> W IL IN GH <br /> s.o 95 NO lT VA N r.r.ru <br /> /_ <br /> IV2 NN RN TNDO <br /> AL CA �]Rom. <br /> I <br /> `11 LA CAAOLI NRS <br /> ROC user <br /> CHEAr�m <br /> 2 <br /> 3 <br /> 4 <br /> ROC us Core Services <br /> 1. Find ulable far•sale opportun ltles for <br /> ` homeowners: <br /> a. Extensive market developmentto Idendfy <br /> ,,,r.•� viablelb-ale cummunitles <br /> b. Industry friendly brand <br /> C. <br /> Focusancommerclal market time-frames <br /> 2. Expert Assistance: <br /> a. Developmentof the m p and fael lltatlon <br /> of the purchase process <br /> b. Post•purchautra l ning,coachingand <br /> technicalasslstance <br /> c. In-person and online Ininingand <br /> net orkingopportunitlea for gOt leaders <br /> 3. Cammuniltt Finonanip <br /> a. Forgivable d ue dlllgencefinancing <br /> b. Rcquisltlan Inancing <br /> Imprrne_ fn.ncing <br /> d. Leverage other lenders a nd grantors <br /> 5 <br /> 6 <br /> 7 Thomas Beckett resumed the presentation: <br /> 8 <br /> ROCrusa In short: <br /> • Only work with landlords willing to sell. <br /> • Work with resident homeowners after landlord <br /> agrees: <br /> —Feasibility&due diligence to examine costs/benefitsso <br /> homeowners can make an informed choice. <br /> —Training&.Skill-building for long-term stability after closing. <br /> • ROC USA Capital 110%LTV financing for purchase and <br /> expected capital improvements. <br /> • Ten-year contract between ROCarolinas and Resident <br /> Owned Cooperative for ongoing training and guidance. <br /> PJM <br /> 10 <br />