Orange County NC Website
DocuSign Envelope ID:070B6BC7-CDE2-4AO8-BE62-07FA6BFDO53B <br /> Orange County Minimum Insurance Coverage Requirements <br /> Note: An Exception or Waiver of Minimum Coverage may only be granted at the discretion and approval of Risk Management based on assessment of risk posed to the county. <br /> Coverage Low Risk Profile Standard Risk Profile High Risk Profile Specialty Encroachment Premises Lease <br /> Commercial General Liability $1,000,000/$2,000,000 $1,000,000/$2,000,000 $1,000,000/$2,000,000 $1,000,000* $1,000,000 $1,000,000 <br /> Per accident <br /> Products/Completed Operation Explosion, <br /> Collapse& Underground (XCU) As above As Above As above As Above <br /> If any, Limit to be determined. If any,TBD. If any,TBD. <br /> Automobile Liability $1,000,000(CSL) $1,000,000* $1,000,000* $1,000,000* N/A N/A <br /> Per occurrence <br /> **Workers'Compensation Statutory Statutory Statutory Statutory N/A Statutory <br /> **Employer's Liability 100/500/100 500/500/500* 500/500/500 500/500/500* N/A 100/500/100 <br /> ** Waiver of Subrogation on WC Required if available Required if available Required Required N/A N/A <br /> Umbrella Liability $1,000,000 $2,000,000 $2,000,000+ $9,000,000+ N/A N/A <br /> Professional Liability may be required $1,000,000 per $1,000,000 TBD TBD N/A N/A <br /> on a risk profile depending on nature of occurrence <br /> services provided by contract. Coverage <br /> required for professional service such <br /> as accountant, attorney, architect, <br /> design, engineering, health care and <br /> most consultants. <br /> Sexual Misconduct(Sexual $1,000,000/$2,000,000 $1,000,000/$2,000,000 TBD TBD N/A TBD <br /> Abuse/Molestation)may be required <br /> for contractors working directly one-on- <br /> one with children and elderly or in <br /> overnight sheltering capacities. <br /> Cyber Liability may be required for $1,000,000/$2,000,000 TBD TBD TBD N/A <br /> contractors having access to personal <br /> identifying information, and/or <br /> computer networks. <br /> Environmental/Pollution Liability N/A $1,000,000 $1,000,000+* $1,000,000+* N/A N/A <br /> required if demolition, use of <br />