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DocuSign Envelope ID:A29AB125-209D-4CB9-854C-789BEC34FODD <br /> ENDORSEMENT/RIDER <br /> <COVSECT> <br /> Effective date of <br /> this endorsement/rider: <TRXEFFDATE> <CARRNAME> <br /> Endorsement/Rider No. <EN> <br /> To be attached to and <br /> form a part of Policy No. <POLICYNO> <br /> Issued to: <ACCTNAME> <br /> CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM <br /> In consideration of the premium charged, it is agreed that: <br /> A. If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk <br /> Insurance Act exceed $100 billion in a calendar year and we have met our insurer deductible <br /> under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of <br /> the amount of such losses that exceeds $100 billion, and in such case insured losses up to that <br /> amount are subject to pro rata allocation in accordance with procedures established by the <br /> Secretary of the Treasury. <br /> "Certified act of terrorism" means an act that is certified by the Secretary of the Treasury, in <br /> accordance with the provisions of the federal Terrorism Risk Insurance Act, to be an act of <br /> terrorism pursuant to such Act. The criteria contained in the Terrorism Risk Insurance Act for a <br /> "certified act of terrorism" include the following: <br /> 1. The act resulted in insured losses in excess of$5 million in the aggregate, attributable to all <br /> types of insurance subject to the Terrorism Risk Insurance Act; and <br /> 2. The act is a violent act or an act that is dangerous to human life, property or infrastructure <br /> and is committed by an individual or individuals as part of an effort to coerce the civilian <br /> population of the United States or to influence the policy or affect the conduct of the United <br /> States Government by coercion. <br /> B. The terms and limitations of any terrorism exclusion, or the inapplicability or omission of a <br /> terrorism exclusion, do not serve to create coverage for any "loss" that is otherwise excluded <br /> under this Policy. <br /> 14-02-22814 (12/2017) Page 1 <br />