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DocuSign Envelope ID:A29AB125-209D-4CB9-854C-789BEC34FODD <br /> GENERAL TERMS AND CONDITIONS <br /> Endorsements applicable to all Coverage Sections: <br /> Applicable to Option#1 <br /> 10-02-1295(6/07 ed.) Important Notice to Policyholders <br /> 14-02-10356(10/04 ed.) North Carolina Amendatory Endorsement to the General Terms and Conditions Section <br /> 14-02-11575(11/05 ed.) Amend Subsection 19 Representations and Severability Endorsement <br /> 14-02-12049(5/06 ed.) Amend Definition of Organization Endorsement <br /> 14-02-14230(5/08 ed.) North Carolina Amendatory Endorsement Regarding the Application <br /> 14-02-22814(12/17 ed.) CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM <br /> 14-02-23030(5/18 ed.) Notice of Loss Control Services <br /> (The titles and headings are for convenience only. Please refer to the policy and <br /> endorsements for a description of coverage.) <br /> ForeFront Portfolios""for Not-For-Profit Organizations <br /> General Terms and Conditions Section -Form# 14-02-10190 <br /> Liability Coverage Sections <br /> Directors&Officers Liability and Entity Liability Coverage Section -Form#14-02-10191 <br /> Employment Practices Liability Coverage Section - Form# 14-02-10192 <br /> Chubb Group Of Insurance Companies 82 Hopmeadow Street 860.408.2000 <br /> P.O. Box 2002 Fax 860.408.2002 <br /> Simsbury, CT 06070-7683 <br />