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nothing to affect or impair Landlord ' s title other than the creation of Tenant ' s leasehold interest arising <br /> under this Lease . If this Lease shall be assigned or the Demised Premises or any portion thereof sublet by <br /> Tenant at a rental that exceeds all rentals to be paid to Landlord hereunder attributable to the Demised <br /> Premises or portion thereof so assigned or sublet, then and in such event any such excess shall be paid <br /> over to Landlord by Tenant . Landlord reserves the right to charge Tenant for any actual, out- of-pocket <br /> costs , such as those of attorneys or other consultants, for the preparation and review of documents , for its <br /> review and approval or disapproval of Tenant ' s assignment or sublease request . <br /> 10 . Tenant ' s Compliance ; Insurance Requirements ; Waiver of Subrogation . Tenant shall <br /> comply with all applicable laws, ordinances and regulations affecting the Demised Premises, now existing <br /> or hereafter adopted, including general rules and regulations for tenants (a copy of the present rules being <br /> attached as Exhibit C) as may be developed from time to time by Landlord and delivered to Tenant or <br /> posted on the Demised Premises . <br /> Throughout the term of this Lease, Tenant at its sole cost and expense shall keep or cause to be <br /> kept for the mutual benefit of Landlord, Landlord ' s managing agent, if applicable, and Tenant the <br /> following insurance : (1) commercial general liability insurance naming Landlord and Landlord ' s <br /> managing agent, if applicable , as additional insureds against any and all claims for bodily injury and <br /> property damage occurring in, or about or arising out of Tenant ' s , Tenant ' s authorized representatives, <br /> and anyone for whom Tenant is responsible arising out of and in connection with the Demised Premises , <br /> with combined single limit coverage of at least $ 1 , 000 , 000 . 00 per occurrence and $2 , 000 , 000 aggregate <br /> limit (and if Tenant has other locations that it owns or leases , the policy shall include an aggregate limit <br /> per location endorsement) , and which shall insure Tenant ' s performance of the indemnity provisions <br /> contained herein, provided in no event shall the limits of such insurance be considered as limiting the <br /> liability of Tenant under this Leases ii personalpropertyinsurance insuring all equipment, trade fixtures <br /> �' � ( ) P • g > <br /> inventory, fixtures and personal property located on or in the Demised Premises for perils covered by the <br /> causes of loss- special form (all risk) , such insurance to be written on a replacement cost basis in an <br /> amount equal to full replacement value of the aggregate of the foregoing property; ( iii) workers ' <br /> compensation insurance in accordance with statutory law and employer ' s liability insurance with a limit <br /> of not less than $ 100 , 000 per employee and $ 500 , 000 per occurrence $ and ( iv) such other insurance as <br /> required by law . The policies required to be maintained by Tenant shall be with companies rated A- XIII <br /> or better in the most current issue of Best ' s Insurance Reports (or if Best ' s ratings are changed or <br /> discontinued, the parties shall agree to a comparable method of rating insurance companies) and which <br /> are licensed to do business in the state of North Carolina . Any deductible amounts under any insurance <br /> policies required under this article 11 shall not exceed $ 10 , 000 . Landlord annually may require the limits <br /> of such policies to be increased if the coverage is insufficient based upon insurance then carried by <br /> comparable tenants similarly situated . Tenant shall neither have nor make any claim against Landlord for <br /> any loss or damage to any Personal property Yof Tenant or its employees , agents or contractors , regardless <br /> of the cause thereof. The proceeds from any such policies covering personal property shall be used by <br /> Tenant for the replacement of Tenant" personal property . Tenant shall have the right to provide insurance <br /> coverage which it is obligated to carry pursuant to the terms hereof in a blanket policy, provided such <br /> blanket policy expressly affords coverage to the Demised Premises and to Landlord and its managing <br /> agent , if applicable, as required by this Lease . <br /> Prior to taking possession of the Demised Premises and thereafter at least 10 days prior to the <br /> renewal dates thereof, Tenant shall deliver to Landlord copies of original policies or satisfactory <br /> certificates thereof. All such policies shall be non- assessable and shall contain language, to the extent <br /> obtainable, that (a) any loss shall be payable notwithstanding any act or negligence of Landlord or Tenant <br /> that might otherwise result in forfeiture of the insurance, (b) that the policies are primary and non- <br /> contributing with any insurance that Landlord may carry, and (c) that they cannot be canceled or changed <br /> except after 30 days ' notice to Landlord . <br /> OCAC Lease Page 8 <br />