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4 <br /> What Types Of Houses Are Eligible? <br /> Properties are eligible only if they meet all of the following requirements: <br /> • The property must require at least$5,000 of improvements to meet ESFRLP Property Standards or <br /> the local minimum housing code. <br /> • Site-built and off frame modular units are eligible for assistance. Manufactured housing is eligible <br /> for assistance if the foundation and utility hookups are permanently affixed including removal of <br /> all transporting equipment(e.g., wheels, axles,tongue) and installation of a full masonry <br /> foundation and tie-downs. <br /> • No more than fifty percent (50%) of the total area of the unit may be used for an office or business <br /> (e.g., day care, hair salon, room rental, etc.). Program funds may only be used to improve the <br /> residential exterior, interior, and systems portion of mixed-use buildings. <br /> • The property must be free of environmental hazards and other nuisances as defined by all <br /> applicable codes or regulations, or any such hazards or nuisances must be corrected as part of the <br /> rehabilitation of the home. Orange County's Rehabilitation Specialist will determine the presence <br /> of any known environmental hazards/nuisances on the site and if they can be removed through <br /> rehabilitation. <br /> • Properties cannot be located in the right-of-way of any impending or planned public <br /> improvements. Orange County staff will assist in making this determination. <br /> • The property cannot be located on a site that is endangered by mudslides, landslides or other <br /> natural or environmental hazards. If needed, the Rehabilitation Specialist will work with the <br /> homeowner to make this determination. <br /> • The property may be located in the 100-year flood plain if the lowest finished floor level (verified <br /> by an elevation certificate provided by the homeowner) is above the base flood elevation and the <br /> property will be covered by flood insurance. The property must be in compliance with Orange <br /> County's flood plain ordinance. All things considered equal, properties located outside the 100- <br /> year flood plain will be given priority over properties located in the 100-year flood plain. Orange <br /> County will verify whether the home is in the flood plain. <br /> • The property cannot have been repaired or rehabilitated with public funding of$30,000 or more <br /> within the past ten (10)years without NCHFA approval. <br /> 2020 Income Limits for Orange County's <br /> Essential Single-Family Rehabilitation Loan Pool* <br /> Number in 30%of Median 50%of Median 80%of Median <br /> Household Income Income Income <br /> 1 $17,850 $29,700 $47,500 <br /> 2 $20,400 $33,950 $54,300 <br /> 3 $22,950 $38,200 $61,100 <br /> 4 $25,450 $42,400 $67,859 <br /> 5 $27,500 $45,800 $73,300 <br /> 6 $29,550 $49,200 $78,75 <br /> 7 $31,600 $52,600 $84,150 <br /> 8 $33,600 $56,000 $89,600 <br /> *Income limits are subject to change based on annually published HUD HOME Limits.This update will not require a re-approval by <br /> the governing authority <br /> 2 <br />