2020-230-E Health - Pamela Hines Business Associate Agreement

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DocuSign Envelope ID:COB 173FE-65A7-41C5-985D-8D6B23DF80FB ',A HISCOX Reinventing Small Business Insurance"" Professional Liability Insurance Health, Beauty and Wellbeing Professionals We want you to understand how Professional Liability insurance helps protect your business. This summary explains what is and isn't covered. If you have any questions about your coverage, please contact one of our advisors at 888-202-3007 (Mon-Fri, 8am-10pm EST) or manage your policy at: www.hiscox.com/manage-your-policy. [Z This policy does Bodily injury To the extent you are legally liable, we cover damages or claims expenses if you injure a third-party. Negligence We cover any alleged mistakes in your provision of professional services. This includes failing in your `duty of care,' giving incorrect advice, an omission (leaving something out), or failing to deliver your services. Defense costs If you're sued, even if you haven't made a mistake, we will appoint an attorney to defend you, even if the lawsuit is groundless. Services performed in the past We cover the services you have performed going back to an agreed-upon date, even if that date is before you were insured with Hiscox—for any unknown claims that may be made against you and reported to us during the policy period. This date, the retroactive date, is printed on the declarations page of your policy. Employees, temporary staff, and independent contractors We cover claims arising from services performed by your employees, temporary staff, or independent contractors if those services were performed on behalf of your business. Volunteers and student interns We cover claims arising from services performed by your volunteers or student interns if those services were performed under your direction and supervision. Personal injury We cover claims of libel and slander as part of your professional services. Supplemental payments We will pay for expenses you reasonably incur as a result of attending arbitration proceedings or trials in the defense of a covered claim. We will pay up to $5,000. Administrative and disciplinary proceedings We will pay up to$5,000 to defend you in an administrative hearing or disciplinary proceeding brought by an administrative agency, licensing board or regulatory authority as a result of your professional services. HIPAA violations We will pay for claims due to your failure or alleged failure to protect any non-public, personally identifiable information in your care arising out of a violation of the Health Insurance Portability and Accountability Act (HIPAA) as a result of your professional services. We will pay up to$25,000. Sexual misconduct and abuse claims We will pay up to$200,000 for claims of sexual misconduct and abuse as a result of your professional services.