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DocuSign Envelope ID:COB 173FE-65A7-41C5-985D-8D6B23DF80FB <br /> Deductible $0 <br /> The amount your business must pay(per claim)before we will make any <br /> payment under the policy. This does not apply to supplemental payments. <br /> Retroactive Date January 1, 2019 <br /> This establishes how far back we will cover services you have performed <br /> (even if that date is before you were insured with Hiscox)for any unknown <br /> claims that may be made against you during the policy period. <br /> Other policy information <br /> 14 Day full refund <br /> Be confident that you have made the right choice.We give you 14 days to review your policy. If you are not satisfied and <br /> have not had any claims or losses, you can cancel your policy back to its start date and receive a full refund. <br /> Notice of claim <br /> If you have a claim, please call us at 866-424-8508. You may also e-mail us at reportaclaim@hiscox.com <br /> What does my Professional Liability Policy cover? <br /> For a summary showing examples of what you are and are not covered for, please read the Coverage Summary <br /> document. <br /> This guide does not modify the terms and conditions of your policy, which are contained in your policy documents, <br /> nor does it imply any claim is covered or not covered. We recommend that you read your policy documents to learn <br /> the details of your coverage. <br /> @ Hiscox Inc. 2010 Page 2 <br />