2020-117-E DEAPR - Redmill Landscaping sprinkler head repair

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DocuSign Envelope ID: DB7861A7-7465-4A17-A9DE-51CF3E64EDA0 incurred during the period beginning 48 hours 1. This coverage applies only to a covered "auto"for after the theft and ending, regardless of the which Physical Damage Coverage is provided policy's expiration, when the covered "auto" is on this policy. returned to use or we pay for its "loss". 2. We will pay for rental reimbursement expenses (2) If the temporary transportation expenses you incurred by you for the rental of an "auto" incur arise from your rental of an "auto" of the because of "loss" to a covered "auto". Payment private passenger type, the most we will pay is applies in addition to the otherwise applicable the amount it costs to rent an "auto" of the amount of each coverage you have on a covered private passenger type which is of the same "auto". No deductibles apply to this coverage. like kind and quality as the stolen covered 3. We will pay only for those expenses incurred "auto". during the policy period beginning 24 hours after H. AUDIO, VISUAL, AND DATA ELECTRONIC the "loss" and ending, regardless of the policy's EQUIPMENT COVERAGE ADDED LIMITS expiration, with the lesser of the following number Audio, Visual, And Data Electronic Equipment of days: Coverage Added Limits of $1,000 Per "Loss" are a. The number of days reasonably required to in addition to the sublimit in Paragraph C.1.b. of the repair or replace the covered "auto". If "loss" Limits Of Insurance Provision under Section III — is caused by theft, this number of days is Physical Damage Coverage. added to the number of days it takes to locate I. HIRED AUTO PHYSICAL DAMAGE the covered "auto"and return it to you; or Section III — Physical Damage Coverage, A.4. b. 30 days. Coverage Extensions is amended by adding the 4. Our payment is limited to the lesser of the following: following amounts: If hired "autos" are covered "autos" for Liability a. Necessary and actual expenses incurred; or Coverage, and if Comprehensive, Specified b. $50 per day, subject to a$1,500 limit. Causes of Loss, or Collision coverage is provided for any "auto" you own, then the Physical Damage 5. This coverage does not apply while there are coverages provided are extended to "autos" you spare or reserve "autos" available to you for your hire, subject to the following limit and deductible: operations. 1. The most we will pay for loss to any hired 6. If "loss" results from the total theft of a covered "auto" is the lesser of Actual Cash Value, "auto" of the private passenger type, we will pay $75,000, or Cost of Repair, minus the under this coverage only that amount of your deductible. rental reimbursement expenses which is not 2. The deductible will be equal to the largest already provided for under the Physical Damage deductible applicable to any owned "auto" for — Transportation Expense coverage extension that coverage. No deductible applies to "loss" included in this endorsement. caused by fire or lightning. 7. Coverage provided by this extension is excess 3. Subject to the above limit and deductible over any other collectible insurance and/or provisions, we will provide coverage equal to endorsement to this policy. the broadest coverage applicable to any L. AIRBAG COVERAGE covered "auto" you own. Section III — Physical Damage Coverage, B.3.a. J. PERSONAL PROPERTY OF OTHERS Exclusions is amended by adding the following: Section III — Physical Damage Coverage, A.4. If you have purchased Comprehensive or Collision Coverage Extensions is amended by adding the Coverage under this policy, the exclusion relating to following: mechanical breakdown does not apply to the We will pay up to$500 for loss to personal property of accidental discharge of an airbag. others in or on your covered "auto". M. LOSS TO TWO OR MORE COVERED AUTOS This coverage applies only in the event of "loss" to FROM ONE ACCIDENT your covered "auto" caused by fire, lightning, Section III — Physical Damage Coverage, D. explosion, theft, mischief or vandalism, the covered Deductible is amended by adding the following: "auto's" collision with another object, or the covered If a Comprehensive, Specified Causes of Loss or 11auto's"overturn. Collision Coverage"loss"from one"accident" involves No deductibles apply to this coverage. two or more covered "autos", only the highest K. RENTAL REIMBURSEMENT deductible applicable to those coverages will be applied to the"accident". Section III — Physical Damage Coverage, A.4. If the application of the highest deductible is less Coverage Extensions is amended by adding the favorable or more restrictive to the insured than the following: separate deductibles as applied in the standard form, the standard deductibles will apply. CA7270(11-15) Includes copyrighted material of ISO Properties,Inc.with its permission. Page 2 of 3