Orange County NC Website
Browse       Search
DocuSign Envelope ID: D1DF359E-9612-459E-8293-F383F2149BD8 <br /> PI-GLD-HS (10/11) <br /> Duties in the Event of Occurrence, Claim or Suit Included 10 <br /> Unintentional Failure to Disclose Hazards Included 10 <br /> Transfer of Rights of Recovery Against Others To Us Clarification 10 <br /> Liberalization Included 11 <br /> Bodily Injury—includes Mental Anguish Included 11 <br /> Personal and Advertising Injury—includes Abuse of Process, Included 11 <br /> Discrimination <br /> A. Extended Property Damage <br /> SECTION I—COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br /> LIABILITY, Subsection 2. Exclusions, Paragraph a. is deleted in its entirety and replaced by the <br /> following: <br /> a. Expected or Intended Injury <br /> "Bodily injury" or property damage" expected or intended from the standpoint of the insured. <br /> This exclusion does not apply to"bodily injury" or"property damage" resulting from the use of <br /> reasonable force to protect persons or property. <br /> B. Limited Rental Lease Agreement Contractual Liability <br /> SECTION I—COVERAGES, COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE <br /> LIABILITY, Subsection 2. Exclusions, Paragraph b. Contractual Liability is amended to include the <br /> following: <br /> (3) Based on the named insured's request at the time of claim, we agree to indemnify the <br /> named insured for their liability assumed in a contract or agreement regarding the rental <br /> or lease of a premises on behalf of their client, up to $50,000. This coverage extension <br /> only applies to rental lease agreements. This coverage is excess over any renter's <br /> liability insurance of the client. <br /> C. Non-Owned Watercraft <br /> SECTION I—COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br /> LIABILITY, Subsection 2. Exclusions, Paragraph g. (2) is deleted in its entirety and replaced by the <br /> following: <br /> (2) A watercraft you do not own that is: <br /> (a) Less than 58 feet long; and <br /> (b) Not being used to carry persons or property for a charge; <br /> This provision applies to any person, who with your consent, either uses or is responsible for <br /> the use of a watercraft. This insurance is excess over any other valid and collectible <br /> insurance available to the insured whether primary, excess or contingent. <br /> D. Damage to Property You Own, Rent or Occupy <br /> SECTION I—COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br /> Page 2 of 12 <br /> Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br /> ©2011 Philadelphia Indemnity Insurance Company <br />