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the work in a timely manner that meets the goal of assisting homeowners to remain in their <br /> home . <br /> • Disabled : A person who has a physical , mental or developmental disability that greatly limits <br /> one or more major life activities , has a record of such impairment, or is regarded as having <br /> such an impairment . <br /> • Large Family : A large family household is composed of five or more individuals ; at least four <br /> are immediate family members . <br /> • Head of Household: The person or persons who own ( s ) the house . <br /> • Household Member : Any individual who is an occupant ( defined below ) of the unit to be <br /> rehabilitated shall be considered a " household member" ( the number of household members <br /> will be used to determine household size and all household members are subject to income <br /> verification ) . <br /> • Occupant : An occupant is defined as any immediate family member ( mother, father, spouse , <br /> son / daughter of the head of the household , regardless of the time of occupancy ) ; or non . <br /> immediate family member who has resided in the dwelling at least three ( 3 ) months prior to <br /> the submission of the family' s application . <br /> • Single - Parent Household: A household in which one and only one adult resides with one or <br /> more dependent children . <br /> • Veteran : A person who served in the active military, naval or air service , and who was <br /> discharged or released therefrom under conditions other than dishonorable . <br /> • Child with elevated blood lead level : a child younger than the age of six ( 6 ) with an elevated <br /> blood lead level between 10µ g/ dl and 20µg/ dl . <br /> Client Referral and Support Services : Homeowners assisted through the Urgent Repair Program <br /> ( URP 2019 ) may also need other services . When the Urgent Repair Program staff meets the <br /> homeowner during the intake process , if needed , they will discuss the resources and programs <br /> available in the County and provide pamphlets and a list of the agencies with contact information . <br /> With the Homeowner ' s permission , any referrals to other agencies will be included in the Housing <br /> Case File . <br /> What is the Form of Assistance Under URP197 The County will provide assistance in the form of a <br /> forgiveable loan to homeowners whose homes are selected for repair/ modification . The <br /> unsecured , interest -free loan , will be forgiven at a rate of $ 2 , 000 per year until the principal <br /> balance is reduced to zero . As part of the application process , all applicants will be provided <br /> detailed information about these loans , and will be required to attest to receiving this information . <br /> What is the Amount of the Loan ? The amount of the loan will depend on the scope of work <br /> necessary to address the identified imminent threats to life and /or safety and that will be <br /> determined by the County' s Rehabilitation Specialist . There is no minimum to the amount of the <br /> loan ; however, the maximum life -time limit according to the guidelines of NCHFA' s URP19 <br /> Program is $ 10 , 000 . <br /> What are the Eligible Kinds of Repairs ? Only repairs that address imminent threats to the life <br /> and /or safety of occupants of the dwelling unit or accessibility modifications will be performed <br /> Page 3 <br />