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ALLIANCE OF <br /> C� NONPROFITS FOR <br /> INSURANCE <br /> A Head for Insurance. A Haan for Nonprofits. <br /> THIS ENDORSEMENT CHANGES THE POLICY , PLEASE READ IT CAREFULLY , <br /> PRIVACY LIABILITY AND CYBER COVERAGE EXCLUSION <br /> This endorsement modifies insurance provided under the following : <br /> COMMERCIAL UMBRELLA POLICY <br /> A . This insurance does not apply to any of the following : <br /> 1 . " Identity theft . " <br /> 2 . " Loss of electronic data . " <br /> 3 . The disclosure , loss or use of " protected health information . " <br /> For purposes of the liability coverages excluded by this endorsement , the following Definitions apply : <br /> " Electronic data" means information , facts or programs stored as or on , created or used on , or transmitted to or <br /> from computer software , including systems and applications software , hard or floppy disks , CD - ROMS , tapes , <br /> drives , cells , data processing devices or any other media which are used with electronically controlled equipment . <br /> " Identity theft" means fraudulent appropriation and use of a person ' s identification or personal information , <br /> including both " electronic data ' as well as information contained in printed or written format . <br /> " Loss of electronic data " means : <br /> 1 . Damage to , loss of, loss of use of, corruption of, inability to access or inability to manipulate <br /> " electronic data ; " and <br /> 2 . " Identity theft . " <br /> " Protected health information " means any information , whether oral or recorded in any form or medium : <br /> ( i ) That relates to the past , present or future physical or mental condition of an individual ; the provision of <br /> health care to an individual ; or the past , present or future payment for the provision of health care to an <br /> individual ; <br /> ( ii ) That identifies the individual or with respect to which there is a reasonable basis to believe the information <br /> can be used to identify that individual ; and <br /> ( iii ) as defined within the Health Insurance Portability and Accountability Act of 1996 , 42 U . S . C . § 1320d - <br /> 1320d - 8 ( " HIPAK ) or other similar federal , state or local laws or statutes . <br /> UMB 231 06 16 Page 1 of 2 <br />