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coverage with a limit specific to that coverage , this ( 10 days in the event of non - payment of <br /> policy will not provide coverage excess to that premium ) in advance of the cancellation date . <br /> specified coverage unless a separate limit is Our notice of cancellation will be mailed to <br /> specifically identified within the Declarations to this your last known address shown in the <br /> policy . Declarations to this policy and will indicate the <br /> date on which coverage is terminated . <br /> SECTION 5 . CONDITIONS <br /> 2 . If cancellation is at your request , return <br /> A . Appeals premium will be computed at 90 % of pro rata . <br /> If we cancel , return premium will be computed <br /> We can appeal a judgment against any insured pro rats . If this policy insures more than one <br /> under this policy if: Named Insured , cancellation may be effected <br /> 1 . the judgment is for more than the remaining by the first Named Insured in the Declarations <br /> Limits of Liability under the " Underlying to this policy for the account of all Named <br /> Insurance " ; and Insureds . Notice of cancellation by us to such <br /> 2 . the insured or the " Underlying Insurer" do not first Named Insured will be deemed notice to <br /> appeal it . all insureds and payment of any return <br /> If we appeal the judgment , we will pay the premium to such first Named Insured will be <br /> costs of that appeal and any interest on those for the account of all insureds . <br /> costs . Those payments will be in addition to <br /> the Limits of Liability of this policy , unless the 3 . In the event that provisions of this condition <br /> " Underlying Insurance " includes payment of conflict with any state law or regulation <br /> expenses incurred in an appeal as part of its governing the can cellation / nonrenewal of this <br /> Limit of Liability , in which case the costs of the policy , then such law or regulation shall prevail <br /> appeal and any interest on those costs will and this policy is amended to conform with <br /> decrease the applicable Limit of Liability . such law or regulation . <br /> B . Audit of Books and Records E . Changes <br /> We may audit your books and records at any time Notice to any agent or knowledge possessed by <br /> during the term of this insurance or within three any agent or by any other person will not effect a <br /> years after its expiration or termination . waiver or a change in any part of this policy . This <br /> policy can only be changed by a written <br /> C . Financial Impairment endorsement that becomes part of this policy . The <br /> endorsement must be signed by one of our <br /> Bankruptcy , insolvency , rehabilitation , receivership , authorized representatives . <br /> liquidation , or other financial impairment of any <br /> insured or any insurer providing " Underlying F . Duties in the Event of a Claim or Suit <br /> Insurance" as stated in the " Schedule of <br /> Underlying Insurance , " shall neither relieve nor 1 . You must see to it that we are notified as soon <br /> increase any of our obligations under this policy . In as practicable of an accident , occurrence , <br /> the event there is a diminished recovery or no offense or event that may result in a " claim " or <br /> recovery available to any insured as a result of " suit . " To the extent possible and subject to the <br /> such financial impairment of any insurer providing requirements of Section 1 above , notice should <br /> " Underlying Insurance , " the coverage under this include : <br /> policy shall apply only in excess of the Limits of <br /> Liability stated in the " Schedule of Underlying a . how , when and where the activities which <br /> Insurance . " Under no circumstances will we be form the basis of any potential " claim " or <br /> required to drop down and replace the underlying " suit" took place ; <br /> Limits of Liability or assume any other obligations b . the names and addresses of any injured <br /> of a financially impaired insurer or an insured . persons and witnesses ; and <br /> c . the nature and location of any injury or <br /> D . Cancellation damage arising out of the activities which <br /> form the basis for any potential " claim " or <br /> You may cancel this policy at any time by sending " suit . " <br /> us a written request or by returning the policy <br /> stating the date of cancellation . 2 . If a " claim " is made or " suit" is brought against <br /> any insured , you must : <br /> 1 . We may cancel this policy at any time by <br /> sending to you a notice of cancellation 30 days <br /> Page 4of6 <br /> UMB- 100 08 18 <br />