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ii . reinstate or increase the Limits <br /> 3 . Optional Extended Reporting Period of Liability applicable to any <br /> " claim " or " suit " to which this <br /> a . If the " Underlying Insurance" provides insurance applies . <br /> coverage on a claims - made basis then <br /> an Optional Extended Reporting 5 . Notification of us of a Claim or Suit <br /> Period is available only by an <br /> endorsement and for an additional Notification of a " claim " or " suit" must be in <br /> charge . The Optional Extended accordance with Duties In The Event Of A <br /> Reporting Period starts at the end of Claim Or Suit as stated in Provision F . 2 . of <br /> this policy , either by cancellation or SECTION 5 - CONDITIONS of this policy . <br /> expiration , and will be equal in length Any insured ' s failure to comply with the <br /> to the Optional Extended Reporting Duties In The Event Of A Claim Or Suit as <br /> Period you purchase as to the stated in SECTION 5 - CONDITIONS of <br /> applicable " Underlying Insurance . " A this policy will void the Optional Extended <br /> " claim " first made during this Optional Reporting Period coverage under this <br /> Extended Reporting Period will be policy , and we will promptly refund any <br /> deemed to have been made during the additional premium you paid for the <br /> policy period of this policy , and will be Optional Extended Reporting Period . <br /> subject to the Limits of Liability set <br /> forth in SECTION 2 - LIMITS OF SECTION 2 . LIMITS OF LIABILITY <br /> LIABILITY . <br /> A . The Limits of Liability shown in the Declarations <br /> b . The Named Insured listed in the and the rules below fix the most we will pay <br /> Declarations to this policy must give us regardless of the number of: <br /> a written request for the Optional 1 . persons and organizations who are insureds <br /> Extended Reporting Period , together under this policy ; <br /> with payment of the appropriate 2 . coverages provided under this policy ; <br /> premium , within 30 days after the 3 . " claims " made and /or " suits " brought against <br /> cancellation or non - renewal of this any or all insureds ; or <br /> policy . This additional premium shall 4a persons or organizations making a " claim " or <br /> be fully earned at the inception of the bringing a " suit" . <br /> Optional Extended Reporting Period . <br /> B . The Products Completed Operations Aggregate as <br /> c . We will determine the additional stated in Item 4 . b . of the policy Declarations is the <br /> premium for the Optional Extended most we will pay for all damages to which this <br /> Reporting Period in accordance with policy applies because of injury and damages <br /> our rates . included in the products - completed operations <br /> hazard . <br /> d . The Optional Extended Reporting <br /> Period is excess over any other C . The Directors and Officers Liability Aggregate as <br /> insurance available under a policy or , stated in Item 4 . d . of the Declarations to this policy <br /> policies . in force after the Optional is the most we will pay for all damages to which <br /> Extended Reporting Period starts . this policy applies for Directors and Officers <br /> Liability . <br /> 4 . How Optional Extended Reporting Period <br /> Applies D . The Improper Sexual Conduct and Physical Abuse <br /> Aggregate as stated in Item 4 . e . of the <br /> a . The Optional Extended Reporting Declarations to this policy is the most we will pay <br /> Period applies only to damages arising for all damages to which this policy applies for <br /> from acts , errors or omissions Improper Sexual Conduct and Physical Abuse <br /> committed before the end of this policy Liability . <br /> period , but not before the Retroactive <br /> Date shown in the Declarations , and E . The Social Service Professional Liability Aggregate <br /> not including an Extended Reporting as stated in Item 4 . f. of the Declarations to this <br /> Period . The Optional Extended policy is the most we will pay for all damages to <br /> Reporting Period does NOT : which this policy applies for Social Service <br /> in extend this policy ' s period or Professional Liability . <br /> change the scope of coverage <br /> provided ; <br /> Page 2 of 6 <br /> UMB- 100 08 18 <br />