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4 . Insert the following Clauses : <br /> 11 . 1 . 2 . 1 The Contractor shall take out and maintain insurance of such types and <br /> in such amounts as are necessary to cover his responsibilities and liabilities under <br /> this Contract, and shall require all of his Subcontractors to carry similar <br /> insurance . <br /> 11 . 1 . 2 . 2 The Contractor shall not commence work under this Contract until he <br /> has obtained all insurance required by the GENERAL CONDITIONS of the <br /> Contract as amended herein , and such insurance has been approved in writing by <br /> the Owner, nor shall the Contractor allow any Subcontractor to commence work <br /> on his Contract until all similar insurance required of the Subcontractors has been <br /> so obtained and approved, unless otherwise authorized by the Architect . The <br /> Contractor and each Subcontractor shall take out and maintain all insurance with <br /> responsible companies authorized to do business in North Carolina , <br /> 11 . 1 . 2 . 3 Each policy of insurance shall provide either in body of the policy or by <br /> appropriate endorsement to the policy that such policy cannot be altered or <br /> cancelled in less than thirty (30) days after mailing of written notice by <br /> Registered Mail to the insured and the Owner of such alterations or cancellations . <br /> 11 . 1 . 2 . 4 Insurance, as a minimum, shall include the following coverages : <br /> a . Statutory Liability Insurance : Workmen's Compensation and Occupation <br /> Disease, with statutory limits as provided by the State or other political <br /> subdivision in which this Contract is performed, and Employer' s Liability <br /> Insurance . <br /> b . Comprehensive General Liability : ( including Premises - Operations ; <br /> Independent Contractor's Protection , Products and Completed <br /> Operations ; Broad Form Property Damage) : <br /> Bodily Injury: $ 1 , 000 , 000 each occurrence <br /> $2 , 000 , 000 aggregate, products and completed <br /> operations <br /> Property Damage : $ 1 , 000 , 000 each occurrence <br /> $ 2 , 000 , 000 aggregate <br /> c . Contractual Liability (Hold Harmless Coverage) : <br /> Bodily Injury: $ 1 , 000 , 000 each occurrence <br /> Property Damage : $ 1 , 000 , 000 each occurrence <br /> $ 2 , 000 , 000 aggregate <br /> d . Personal Injury : $ 1 , 000 , 000 aggregate <br /> e . Comprehensive Automobile Liability (Owner, Non -Owner, Hired) . <br /> Bodily Injury : $ 500 , 000 each person 1 , 000 , 000 each accident <br /> Property Damage . $ 1 , 000 , 000 each accident <br /> SGC - 15 <br />